Can I Afford to Live in Laredo vs Boston on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Laredo, TX
$5,057/mo take-home
Rent: $950/mo (19% of take-home)
Very comfortable
Boston, MA
$4,723/mo take-home
Rent: $3,000/mo (64% of take-home)
Difficult

Monthly budget breakdown

Expense
Laredo
TX
Boston
MA
Monthly take-home (est.)$5,057$4,723
1BR rent$950$3,000
Groceries (est.)$338$418
Transport (est.)$35$90
Utilities$168$185
Internet$58$70
Left after essentials$3,508/month$960/month
Laredo (Texas) has no state income tax, boosting take-home vs Boston (MA rate: 5%).

Frequently asked questions

Is $80K a good salary in Laredo?

At $80K/year in Laredo, your estimated monthly take-home is $5,057. With 1BR rent around $950/month, rent takes up 19% of your take-home. That's considered very comfortable.

Is $80K a good salary in Boston?

At $80K/year in Boston, your estimated monthly take-home is $4,723. With 1BR rent around $3,000/month, rent takes up 64% of your take-home. That's considered difficult.

Which city is more affordable on a $80K salary?

Laredo leaves you with more money after core expenses โ€” $3,508/month vs $960/month in Boston.

Can I afford to live alone in Laredo on $80K?

Yes. At $80K in Laredo, rent takes 19% of your take-home, leaving $3,508/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Laredo vs Boston

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only