Tax-free edge
Killeen, TX
Tax-free edge
Seattle, WA

Killeen wins overall by ~45% (COL index)

Cost of living: Killeen vs Seattle (2026)

A $73,500 salary in Killeen buys roughly what $132,831 does in Seattle (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 0.0% state tax ยท ~$0/yr take-home gap
๐Ÿ 56% rent gap (~$16,200/yr)
๐Ÿ›’16% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$74K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Killeen
$4,646/mo
take-home pay
Seattle
$4,646/mo
take-home pay

Estimated annual swing

+$23,511/yr

Favoring Killeen for this income & household (illustrative).

With the extra $1,959/mo, you could pay down a $15,000 card balance in ~8 months and still keep ~$235/mo for dining out.

HousingTaxesGroceries
Killeen
Seattle
๐Ÿ  HousingQ1 2026

Studio rent/mo

$850โœ“ better
$1,900
Killeen saves $1,050/mo
๐Ÿ’ฐ $12,600/yr in Killeen

1BR rent/mo

$1,050โœ“ better
$2,400
Killeen saves $1,350/mo
๐Ÿ’ฐ $16,200/yr in Killeen

2BR rent/mo

$1,400โœ“ better
$3,300
Killeen saves $1,900/mo
๐Ÿ’ฐ $22,800/yr in Killeen

Median home price

$215Kโœ“ better
$750K
Killeen saves $535K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

92โœ“ better
108
Killeen saves 16

Budget meal (1 person)

$11โœ“ better
$18
Killeen saves $7/mo

Mid-range dinner (2)

$46โœ“ better
$70
Killeen saves $24/mo
๐Ÿ’ฐ $288/yr in Killeen
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$38โœ“ better
$100
Killeen saves $62/mo
๐Ÿ’ฐ $744/yr in Killeen

Gas price/gal

$3.00โœ“ better
$4.20
Killeen saves $1.20

Car insurance/mo

$160โœ“ better
$160
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$170
$120โœ“ better
Seattle saves $50/mo
๐Ÿ’ฐ $600/yr in Seattle

Internet/mo

$60โœ“ better
$65
Killeen saves $5/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$50K
$97Kโœ“ better
Seattle earns $47K

State income tax%

0.0%โœ“ better
0.0%

Sales tax (combined)%

8.3%โœ“ better
10.3%
Killeen saves 2.0 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$13.00โœ“ better
$17.00
Killeen saves $4.00

Gym membership/mo

$30โœ“ better
$60
Killeen saves $30/mo
๐Ÿ’ฐ $360/yr in Killeen

Beer at restaurant

$4.50โœ“ better
$8.00
Killeen saves $3.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

83โœ“ better
150
Killeen saves 67

Walk score / 100

18
73โœ“ better
Seattle earns 55

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Maximize everyday spend in your new city

Killeen fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Killeen.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$16,200/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Killeen cheaper than Seattle?

Yes. Killeen is 45% cheaper than Seattle based on overall cost of living indices (83 vs 150, where 100 = US average).

What is the average rent in Killeen vs Seattle?

As of Q1 2026, the median 1-bedroom rent in Killeen is $1,050/month and in Seattle is $2,400/month. Killeen is cheaper by 56%.

How much do I need to earn in Seattle to match a $75,000 salary in Killeen?

To maintain a similar lifestyle, you would need approximately $135,542/year in Seattle to match a $75,000 salary in Killeen. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Killeen or Seattle?

Seattle has the lower state income tax rate at 0% vs 0%. Seattle has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Killeen to Seattle?

It depends on your priorities. Killeen offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Killeen โ†” Seattle

How much would you need to earn in Seattle to match your Killeen purchasing power?

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