Kansas City wins overall by ~9% (COL index)
Cost of living: Kansas City vs Kansas City (2026)
A $60,000 salary in Kansas City buys roughly what $65,783 does in Kansas City (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices — we break them down and personalize below.
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Tell us about your household — we calculate your real annual savings.
Estimated annual swing
+$2,357/yr
Favoring Kansas City for this income & household (illustrative).
With the extra $196/mo, you could pay down a $15,000 card balance in ~77 months and still keep ~$24/mo for dining out.
Studio rent/mo
1BR rent/mo
2BR rent/mo
Median home price
Groceries index (100 = US avg)
Budget meal (1 person)
Mid-range dinner (2)
Monthly transit pass/mo
Gas price/gal
Car insurance/mo
Monthly utilities bundle/mo
Internet/mo
Median household income/yr
State income tax%
Sales tax (combined)%
Movie ticket
Gym membership/mo
Beer at restaurant
Overall COL index (100 = US avg)
Walk score / 100
| Category | Kansas City Kansas | Kansas City Missouri | Who wins | Your impact at $60K · 1br · 1 car |
|---|---|---|---|---|
| 🏠 HousingQ1 2026 | ||||
| Studio rent/mo | $850Better | $950 | Kansas wins +$100/mo | $1,200/yr saves in Kansas |
| 1BR rent/mo | $1,050Wins | $1,200 | Kansas wins +$150/mo | $1,800/yr saves in Kansas |
| 2BR rent/mo | $1,400Wins | $1,600 | Kansas wins +$200/mo | $2,400/yr saves in Kansas |
| Median home price | $220KWins | $280K | Kansas wins +$60K | — |
| 🛒 Food & GroceriesQ1 2026 | ||||
| Groceries index (100 = US avg) | 94Better | 95 | Kansas wins +1 | — |
| Budget meal (1 person) | $11Better | $12 | Kansas wins +$1/mo | — |
| Mid-range dinner (2) | $48Better | $50 | Kansas wins +$2/mo | — |
| 🚌 TransportationQ1 2026 | ||||
| Monthly transit pass/mo | $55Wins | $70 | Kansas wins +$15/mo | — |
| Gas price/gal | $2.98Better | $3.00 | Kansas wins +$0.02 | — |
| Car insurance/mo | $148 | $145Better | Kansas wins −$3/mo | — |
| ⚡ UtilitiesQ1 2026 | ||||
| Monthly utilities bundle/mo | $162Better | $165 | Kansas wins +$3/mo | — |
| Internet/mo | $58Better | $60 | Kansas wins +$2/mo | — |
| 💰 Income & TaxesQ1 2026 | ||||
| Median household income/yr | $52K | $58KBetter | Kansas wins +$6K more/yr | — |
| State income tax% | 5.7% | 5.4%Better | Kansas wins -0.3 pp | — |
| Sales tax (combined)% | 8.7% | 8.6%Better | Kansas wins -0.1 pp | — |
| 🎬 LeisureQ1 2026 | ||||
| Movie ticket | $13.00Better | $14.00 | Kansas wins +$1.00 | — |
| Gym membership/mo | $33Better | $35 | Kansas wins +$2/mo | — |
| Beer at restaurant | $5.00Better | $5.00 | — | — |
| 📊 OverviewQ1 2026 | ||||
| Overall COL index (100 = US avg) | 83Better | 91 | Kansas wins +8 | — |
| Walk score / 100 | 32 | 38Wins | Kansas wins +6 more/yr | — |
Complete the Picture
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Tax-smart rewards
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Kansas City fits your move math — cash-back cards stack on groceries, gas, and dining you're already doing.
Home + auto bundle
New state — new insurance rates
Bundling often saves hundreds/yr. Compare before you sign a lease in Kansas City.
High-yield savings
Grow your move fund while you shop for homes
Don't let relocation cash sit at 0% — put it to work until closing day.
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Frequently asked questions
Is Kansas City cheaper than Kansas City?
Yes. Kansas City is 9% cheaper than Kansas City based on overall cost of living indices (83 vs 91, where 100 = US average).
What is the average rent in Kansas City vs Kansas City?
As of Q1 2026, the median 1-bedroom rent in Kansas City is $1,050/month and in Kansas City is $1,200/month. Kansas City is cheaper by 13%.
How much do I need to earn in Kansas City to match a $75,000 salary in Kansas City?
To maintain a similar lifestyle, you would need approximately $82,229/year in Kansas City to match a $75,000 salary in Kansas City. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Kansas City or Kansas City?
Kansas City has the lower state income tax rate at 5.4% vs 5.7%. The difference is 0.3 percentage points. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Kansas City to Kansas City?
It depends on your priorities. Kansas City offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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