Cost of Living: Jacksonville vs El Paso (2026)

El Paso has a 16% lower overall cost of living than Jacksonville as of Q1 2026. A one-bedroom apartment runs $1,050/mo in El Paso vs $1,650/mo in Jacksonville โ€” a 57% difference.

  • El Paso is 16% cheaper overall (COL index: 93 vs 80)
  • 1BR rent: $1,050/mo in El Paso vs $1,650/mo โ€” 36% savings
  • Jacksonville has 0% state income tax โ€” saves ~$3,300+/yr at a $75K salary
  • Higher median household income: Jacksonville ($60,000/yr vs $48,000/yr)
  • Median home price: $215,000 in El Paso vs $320,000 โ€” 33% difference
Category
Jacksonville
Florida
El Paso
Texas
๐Ÿ  HousingQ1 2026
Studio rent/mo$1,350$850Best
1BR rent/mo$1,650$1,050Best
2BR rent/mo$2,200$1,400Best
Median home price$320K$215KBest
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)9691Best
Budget meal (1 person)$13$11Best
Mid-range dinner (2)$55$46Best
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$50$40Best
Gas price/gal$3.20$3.00Best
Car insurance/mo$198$162Best
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$190$175Best
Internet/mo$62$60Best
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$60KBest$48K
State income tax%0.0%Best0.0%
Sales tax (combined)%7.5%Best8.3%
๐ŸŽฌ LeisureQ1 2026
Movie ticket$15.00$13.00Best
Gym membership/mo$38$32Best
Beer at restaurant$6.00$5.00Best
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)9380Best
Walk score / 1002628Best

Frequently asked questions

Is Jacksonville cheaper than El Paso?

No. El Paso is 16% cheaper than Jacksonville based on overall cost of living indices (80 vs 93, where 100 = US average).

What is the average rent in Jacksonville vs El Paso?

As of Q1 2026, the median 1-bedroom rent in Jacksonville is $1,650/month and in El Paso is $1,050/month. Jacksonville is more expensive by 57%.

How much do I need to earn in El Paso to match a $75,000 salary in Jacksonville?

To maintain a similar lifestyle, you would need approximately $64,516/year in El Paso to match a $75,000 salary in Jacksonville. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Jacksonville or El Paso?

El Paso has the lower state income tax rate at 0% vs 0%. El Paso has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Jacksonville to El Paso?

It depends on your priorities. El Paso offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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