High value
Jackson, MS
Balanced market
Savannah, GA

Jackson wins overall by ~14% (COL index)

Cost of living: Jackson vs Savannah (2026)

A $60,000 salary in Jackson buys roughly what $69,873 does in Savannah (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ4.7% vs 5.5% state tax ยท ~$480/yr take-home gap
๐Ÿ 33% rent gap (~$6,000/yr)
๐Ÿ›’6% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Jackson
$3,558/mo
take-home pay
Savannah
$3,518/mo
take-home pay

Estimated annual swing

+$7,819/yr

Favoring Jackson for this income & household (illustrative).

With the extra $652/mo, you could pay down a $15,000 card balance in ~24 months and still keep ~$78/mo for dining out.

HousingTaxesGroceries
Jackson
Savannah
๐Ÿ  HousingQ1 2026

Studio rent/mo

$800โœ“ better
$1,200
Jackson saves $400/mo
๐Ÿ’ฐ $4,800/yr in Jackson

1BR rent/mo

$1,000โœ“ better
$1,500
Jackson saves $500/mo
๐Ÿ’ฐ $6,000/yr in Jackson

2BR rent/mo

$1,300โœ“ better
$2,000
Jackson saves $700/mo
๐Ÿ’ฐ $8,400/yr in Jackson

Median home price

$180Kโœ“ better
$310K
Jackson saves $130K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

91โœ“ better
97
Jackson saves 6

Budget meal (1 person)

$11โœ“ better
$13
Jackson saves $2/mo

Mid-range dinner (2)

$44โœ“ better
$55
Jackson saves $11/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$38โœ“ better
$48
Jackson saves $10/mo

Gas price/gal

$2.95โœ“ better
$3.10
Jackson saves $0.15

Car insurance/mo

$148โœ“ better
$150
Jackson saves $2/mo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$178
$165โœ“ better
Savannah saves $13/mo

Internet/mo

$55โœ“ better
$62
Jackson saves $7/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$42K
$55Kโœ“ better
Savannah earns $13K

State income tax%

4.7%โœ“ better
5.5%
Jackson saves 0.8 pp
๐Ÿ’ฐ $480/yr in Jackson

Sales tax (combined)%

7.1%โœ“ better
8.0%
Jackson saves 0.9 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$12.00โœ“ better
$15.00
Jackson saves $3.00

Gym membership/mo

$30โœ“ better
$38
Jackson saves $8/mo

Beer at restaurant

$4.50โœ“ better
$6.00
Jackson saves $1.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

79โœ“ better
92
Jackson saves 13

Walk score / 100

22
48โœ“ better
Savannah earns 26

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Maximize everyday spend in your new city

Jackson fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Jackson.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$6,000/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

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Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Jackson cheaper than Savannah?

Yes. Jackson is 14% cheaper than Savannah based on overall cost of living indices (79 vs 92, where 100 = US average).

What is the average rent in Jackson vs Savannah?

As of Q1 2026, the median 1-bedroom rent in Jackson is $1,000/month and in Savannah is $1,500/month. Jackson is cheaper by 33%.

How much do I need to earn in Savannah to match a $75,000 salary in Jackson?

To maintain a similar lifestyle, you would need approximately $87,342/year in Savannah to match a $75,000 salary in Jackson. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Jackson or Savannah?

Jackson has the lower state income tax rate at 4.7% vs 5.5%. The difference is 0.8 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Jackson to Savannah?

It depends on your priorities. Jackson offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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Salary equivalent: Jackson โ†” Savannah

How much would you need to earn in Savannah to match your Jackson purchasing power?

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