Idaho Falls vs Toledo for Families (2026)

Better for families: Toledo~7% cheaper overall
2BR Rent / month
$1,450
Idaho Falls
$1,400
Toledo
Median Home Price
$310K
Idaho Falls
$180K
Toledo
Household Income / yr
$56K
Idaho Falls
$46K
Toledo
State Income Tax
5.8%
Idaho Falls
3.5%
Toledo

Scroll down for childcare estimates, home price-to-income ratios, and FAQ.

Full family cost breakdown

Metric
Idaho Falls
Idaho
Toledo
Ohio
Studio rent / month$900$850Better
2BR rent / month$1,450$1,400Better
Median home price$310K$180KBetter
Median household income$56KBetter$46K
Est. childcare / month$1,131$1,053Better
State income tax5.8%3.5%Better
Sales tax (combined)6%Better7.2%
Monthly utilities$142Better$160
Groceries index (US = 100)9694Better

Frequently asked questions

Which city is better for raising a family — Idaho Falls or Toledo?

Based on housing costs, income, taxes, and overall affordability, Toledo scores better for families. 2-bedroom rent is $1,400/mo in Toledo vs $1,450/mo. Toledo is approximately 7% cheaper overall. That said, both cities have strong family communities — the right choice depends on your career, lifestyle, and proximity to family.

What is the average 2-bedroom rent in Idaho Falls vs Toledo?

As of Q1 2026, median 2BR rent is $1,450/month in Idaho Falls and $1,400/month in Toledo. Toledo is 3% cheaper for a family-sized apartment.

Can a family afford to buy a home in Idaho Falls or Toledo?

The price-to-income ratio in Idaho Falls is 5.5× ($310K median home, $56K median income). In Toledo it's 3.9× ($180K home, $46K income). A ratio below 3× is generally considered affordable — Toledo is more achievable for first-time family homebuyers.

How much does childcare cost in Idaho Falls vs Toledo?

Estimated infant/toddler childcare runs approximately $1,131/month in Idaho Falls and $1,053/month in Toledo, based on national averages scaled by each city's cost-of-living index. Annual childcare cost difference: ~$936/year.

Which city has lower taxes for families?

Idaho Falls has a 5.8% state income tax rate vs Toledo's 3.5% rate. For a dual-income family earning $120K combined, that difference is roughly $230/month in take-home pay.

Salary equivalent

$100K in Idaho Falls has the same purchasing power as $93K in Toledo

Related comparisons

Childcare estimates based on national avg scaled by COL index · Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026