Cost of Living: Idaho Falls vs Montgomery (2026)

Montgomery has a 7% lower overall cost of living than Idaho Falls as of Q1 2026. A one-bedroom apartment runs $1,050/mo in Montgomery vs $1,100/mo in Idaho Falls โ€” a 5% difference.

  • Montgomery is 7% cheaper overall (COL index: 87 vs 81)
  • 1BR rent: $1,050/mo in Montgomery vs $1,100/mo โ€” 5% savings
  • Higher median household income: Idaho Falls ($56,000/yr vs $44,000/yr)
  • Median home price: $195,000 in Montgomery vs $310,000 โ€” 37% difference
Category
Idaho Falls
Idaho
Montgomery
Alabama
๐Ÿ  HousingQ1 2026
Studio rent/mo$900$850Best
1BR rent/mo$1,100$1,050Best
2BR rent/mo$1,450$1,400Best
Median home price$310K$195KBest
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)9693Best
Budget meal (1 person)$12$11Best
Mid-range dinner (2)$50$46Best
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$35Best$38
Gas price/gal$3.40$2.98Best
Car insurance/mo$132Best$148
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$142Best$170
Internet/mo$65$58Best
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$56KBest$44K
State income tax%5.8%5.0%Best
Sales tax (combined)%6.0%Best9.2%
๐ŸŽฌ LeisureQ1 2026
Movie ticket$13.00Best$13.00
Gym membership/mo$33$30Best
Beer at restaurant$5.50$5.00Best
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)8781Best
Walk score / 1001824Best

Frequently asked questions

Is Idaho Falls cheaper than Montgomery?

No. Montgomery is 7% cheaper than Idaho Falls based on overall cost of living indices (81 vs 87, where 100 = US average).

What is the average rent in Idaho Falls vs Montgomery?

As of Q1 2026, the median 1-bedroom rent in Idaho Falls is $1,100/month and in Montgomery is $1,050/month. Idaho Falls is more expensive by 5%.

How much do I need to earn in Montgomery to match a $75,000 salary in Idaho Falls?

To maintain a similar lifestyle, you would need approximately $69,828/year in Montgomery to match a $75,000 salary in Idaho Falls. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Idaho Falls or Montgomery?

Montgomery has the lower state income tax rate at 5% vs 5.8%. The difference is 0.8 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Idaho Falls to Montgomery?

It depends on your priorities. Montgomery offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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