Can I Afford to Live in Houston vs St. George on $60K?

Here's how a $60K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Houston, TX
$3,793/mo take-home
Rent: $1,350/mo (36% of take-home)
Tight
St. George, UT
$3,558/mo take-home
Rent: $1,300/mo (37% of take-home)
Tight

Monthly budget breakdown

Expense
Houston
TX
St. George
UT
Monthly take-home (est.)$3,793$3,558
1BR rent$1,350$1,300
Groceries (est.)$357$372
Transport (est.)$90$40
Utilities$175$148
Internet$65$63
Left after essentials$1,756/month$1,635/month
Houston (Texas) has no state income tax, boosting take-home vs St. George (UT rate: 4.7%).

Frequently asked questions

Is $60K a good salary in Houston?

At $60K/year in Houston, your estimated monthly take-home is $3,793. With 1BR rent around $1,350/month, rent takes up 36% of your take-home. That's considered tight.

Is $60K a good salary in St. George?

At $60K/year in St. George, your estimated monthly take-home is $3,558. With 1BR rent around $1,300/month, rent takes up 37% of your take-home. That's considered tight.

Which city is more affordable on a $60K salary?

Houston leaves you with more money after core expenses โ€” $1,756/month vs $1,635/month in St. George.

Can I afford to live alone in Houston on $60K?

It's tight. Rent in Houston would take 36% of your $60K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Houston vs St. George

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only