High value
Greenville, SC
Balanced market
Chicago, IL

Greenville wins overall by ~18% (COL index)

Cost of living: Greenville vs Chicago (2026)

A $61,500 salary in Greenville buys roughly what $74,778 does in Chicago (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ6.2% vs 4.9% state tax ยท ~$792/yr take-home gap
๐Ÿ 32% rent gap (~$7,200/yr)
๐Ÿ›’7% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$62K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Greenville
$3,570/mo
take-home pay
Chicago
$3,636/mo
take-home pay

Estimated annual swing

+$8,447/yr

Favoring Greenville for this income & household (illustrative).

With the extra $704/mo, you could pay down a $15,000 card balance in ~22 months and still keep ~$84/mo for dining out.

HousingTaxesGroceries
Greenville
Chicago
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,050โœ“ better
$1,500
Greenville saves $450/mo
๐Ÿ’ฐ $5,400/yr in Greenville

1BR rent/mo

$1,300โœ“ better
$1,900
Greenville saves $600/mo
๐Ÿ’ฐ $7,200/yr in Greenville

2BR rent/mo

$1,700โœ“ better
$2,600
Greenville saves $900/mo
๐Ÿ’ฐ $10,800/yr in Greenville

Median home price

$280Kโœ“ better
$360K
Greenville saves $80K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

95โœ“ better
102
Greenville saves 7

Budget meal (1 person)

$12โœ“ better
$15
Greenville saves $3/mo

Mid-range dinner (2)

$50โœ“ better
$60
Greenville saves $10/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$45โœ“ better
$105
Greenville saves $60/mo
๐Ÿ’ฐ $720/yr in Greenville

Gas price/gal

$3.10โœ“ better
$3.40
Greenville saves $0.30

Car insurance/mo

$148โœ“ better
$165
Greenville saves $17/mo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$155โœ“ better
$165
Greenville saves $10/mo

Internet/mo

$60โœ“ better
$65
Greenville saves $5/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$56K
$67Kโœ“ better
Chicago earns $11K

State income tax%

6.2%
4.9%โœ“ better
Chicago saves -1.3 pp
๐Ÿ’ฐ $799/yr in Chicago

Sales tax (combined)%

7.5%โœ“ better
10.3%
Greenville saves 2.8 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$14.00โœ“ better
$16.00
Greenville saves $2.00

Gym membership/mo

$35โœ“ better
$45
Greenville saves $10/mo

Beer at restaurant

$5.50โœ“ better
$7.00
Greenville saves $1.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

88โœ“ better
107
Greenville saves 19

Walk score / 100

24
78โœ“ better
Chicago earns 54

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Maximize everyday spend in your new city

Greenville fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Greenville.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$7,200/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Greenville cheaper than Chicago?

Yes. Greenville is 18% cheaper than Chicago based on overall cost of living indices (88 vs 107, where 100 = US average).

What is the average rent in Greenville vs Chicago?

As of Q1 2026, the median 1-bedroom rent in Greenville is $1,300/month and in Chicago is $1,900/month. Greenville is cheaper by 32%.

How much do I need to earn in Chicago to match a $75,000 salary in Greenville?

To maintain a similar lifestyle, you would need approximately $91,193/year in Chicago to match a $75,000 salary in Greenville. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Greenville or Chicago?

Chicago has the lower state income tax rate at 4.9% vs 6.2%. The difference is 1.3 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Greenville to Chicago?

It depends on your priorities. Greenville offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Greenville โ†” Chicago

How much would you need to earn in Chicago to match your Greenville purchasing power?

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