California premium
Fresno, CA
California premium
Long Beach, CA

Fresno wins overall by ~33% (COL index)

Cost of living: Fresno vs Long Beach (2026)

A $63,000 salary in Fresno buys roughly what $94,182 does in Long Beach (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ9.3% vs 9.3% state tax ยท ~$0/yr take-home gap
๐Ÿ 40% rent gap (~$11,400/yr)
๐Ÿ›’8% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$63K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Fresno
$3,494/mo
take-home pay
Long Beach
$3,494/mo
take-home pay

Estimated annual swing

+$15,890/yr

Favoring Fresno for this income & household (illustrative).

With the extra $1,324/mo, you could pay down a $15,000 card balance in ~12 months and still keep ~$159/mo for dining out.

HousingTaxesGroceries
Fresno
Long Beach
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,150โœ“ better
$1,900
Fresno saves $750/mo
๐Ÿ’ฐ $9,000/yr in Fresno

1BR rent/mo

$1,450โœ“ better
$2,400
Fresno saves $950/mo
๐Ÿ’ฐ $11,400/yr in Fresno

2BR rent/mo

$1,950โœ“ better
$3,300
Fresno saves $1,350/mo
๐Ÿ’ฐ $16,200/yr in Fresno

Median home price

$360Kโœ“ better
$720K
Fresno saves $360K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

100โœ“ better
108
Fresno saves 8

Budget meal (1 person)

$14โœ“ better
$17
Fresno saves $3/mo

Mid-range dinner (2)

$58โœ“ better
$70
Fresno saves $12/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$72โœ“ better
$100
Fresno saves $28/mo
๐Ÿ’ฐ $336/yr in Fresno

Gas price/gal

$4.50โœ“ better
$4.50

Car insurance/mo

$162โœ“ better
$188
Fresno saves $26/mo
๐Ÿ’ฐ $312/yr in Fresno
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$142โœ“ better
$148
Fresno saves $6/mo

Internet/mo

$65โœ“ better
$68
Fresno saves $3/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$56K
$70Kโœ“ better
Long earns $14K

State income tax%

9.3%โœ“ better
9.3%

Sales tax (combined)%

8.5%โœ“ better
10.3%
Fresno saves 1.8 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$15.00โœ“ better
$17.00
Fresno saves $2.00

Gym membership/mo

$40โœ“ better
$52
Fresno saves $12/mo

Beer at restaurant

$6.50โœ“ better
$7.50
Fresno saves $1.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

99โœ“ better
148
Fresno saves 49

Walk score / 100

42
72โœ“ better
Long earns 30

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Maximize everyday spend in your new city

Fresno fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Fresno.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$11,400/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Fresno cheaper than Long Beach?

Yes. Fresno is 33% cheaper than Long Beach based on overall cost of living indices (99 vs 148, where 100 = US average).

What is the average rent in Fresno vs Long Beach?

As of Q1 2026, the median 1-bedroom rent in Fresno is $1,450/month and in Long Beach is $2,400/month. Fresno is cheaper by 40%.

How much do I need to earn in Long Beach to match a $75,000 salary in Fresno?

To maintain a similar lifestyle, you would need approximately $112,121/year in Long Beach to match a $75,000 salary in Fresno. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Fresno or Long Beach?

Long Beach has the lower state income tax rate at 9.3% vs 9.3%. The difference is 0.0 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Fresno to Long Beach?

It depends on your priorities. Fresno offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Fresno โ†” Long Beach

How much would you need to earn in Long Beach to match your Fresno purchasing power?

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