Cost of Living: Fresno vs Fort Collins (2026)
A one-bedroom apartment runs $1,450/mo in Fresno vs $1,700/mo in Fort Collins — a 15% difference. Fort Collins has a lower state income tax rate (4.4% vs 9.3%), which adds up over time.
- 1BR rent: $1,450/mo in Fresno vs $1,700/mo — 15% savings
- Higher median household income: Fort Collins ($72,000/yr vs $56,000/yr)
- Median home price: $360,000 in Fresno vs $520,000 — 31% difference
| Category | Fresno California | Fort Collins Colorado |
|---|---|---|
| 🏠 HousingQ1 2026 | ||
| Studio rent/mo | $1,150Best | $1,350 |
| 1BR rent/mo | $1,450Best | $1,700 |
| 2BR rent/mo | $1,950Best | $2,250 |
| Median home price | $360KBest | $520K |
| 🛒 Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 100Best | 101 |
| Budget meal (1 person) | $14Best | $14 |
| Mid-range dinner (2) | $58Best | $60 |
| 🚌 TransportationQ1 2026 | ||
| Monthly transit pass/mo | $72 | $55Best |
| Gas price/gal | $4.50 | $3.40Best |
| Car insurance/mo | $162 | $140Best |
| ⚡ UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $142 | $140Best |
| Internet/mo | $65Best | $65 |
| 💰 Income & TaxesQ1 2026 | ||
| Median household income/yr | $56K | $72KBest |
| State income tax% | 9.3% | 4.4%Best |
| Sales tax (combined)% | 8.5% | 7.5%Best |
| 🎬 LeisureQ1 2026 | ||
| Movie ticket | $15.00Best | $15.00 |
| Gym membership/mo | $40Best | $42 |
| Beer at restaurant | $6.50Best | $6.50 |
| 📊 OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 99Best | 99 |
| Walk score / 100 | 42Best | 36 |
Frequently asked questions
What is the average rent in Fresno vs Fort Collins?
As of Q1 2026, the median 1-bedroom rent in Fresno is $1,450/month and in Fort Collins is $1,700/month. Fresno is cheaper by 15%.
How much do I need to earn in Fort Collins to match a $75,000 salary in Fresno?
To maintain a similar lifestyle, you would need approximately $75,000/year in Fort Collins to match a $75,000 salary in Fresno. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Fresno or Fort Collins?
Fort Collins has the lower state income tax rate at 4.4% vs 9.3%. The difference is 4.9 percentage points. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Fresno to Fort Collins?
It depends on your priorities. Both cities have similar overall costs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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