Fort Worth vs Boise for Families (2026)
Scroll down for childcare estimates, home price-to-income ratios, and FAQ.
Full family cost breakdown
| Metric | Fort Worth Texas | Boise Idaho |
|---|---|---|
| Studio rent / month | $1,100Better | $1,300 |
| 2BR rent / month | $1,850Better | $2,000 |
| Median home price | $310KBetter | $410K |
| Median household income | $62KBetter | $62K |
| Est. childcare / month | $1,183Better | $1,365 |
| State income tax | NoneBetter | 5.8% |
| Sales tax (combined) | 8.3% | 6%Better |
| Monthly utilities | $180 | $145Better |
| Groceries index (US = 100) | 96Better | 98 |
Frequently asked questions
Which city is better for raising a family — Fort Worth or Boise?
Based on housing costs, income, taxes, and overall affordability, Fort Worth scores better for families. 2-bedroom rent is $1,850/mo in Fort Worth vs $2,000/mo. Fort Worth is approximately 13% cheaper overall. That said, both cities have strong family communities — the right choice depends on your career, lifestyle, and proximity to family.
What is the average 2-bedroom rent in Fort Worth vs Boise?
As of Q1 2026, median 2BR rent is $1,850/month in Fort Worth and $2,000/month in Boise. Fort Worth is 8% cheaper for a family-sized apartment.
Can a family afford to buy a home in Fort Worth or Boise?
The price-to-income ratio in Fort Worth is 5.0× ($310K median home, $62K median income). In Boise it's 6.6× ($410K home, $62K income). A ratio below 3× is generally considered affordable — Fort Worth is more achievable for first-time family homebuyers.
How much does childcare cost in Fort Worth vs Boise?
Estimated infant/toddler childcare runs approximately $1,183/month in Fort Worth and $1,365/month in Boise, based on national averages scaled by each city's cost-of-living index. Annual childcare cost difference: ~$2,184/year.
Which city has lower taxes for families?
Fort Worth (Texas) has no state income tax vs Boise's 5.8% rate. For a dual-income family earning $120K combined, that difference is roughly $580/month in take-home pay.
$100K in Fort Worth has the same purchasing power as $115K in Boise
Childcare estimates based on national avg scaled by COL index · Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026