Fort Wayne vs Evansville for Families (2026)

A family-focused comparison of housing, income, taxes, and overall affordability in Fort Wayne, IN vs Evansville, IN.

  • 2BR rent: $1,300/mo in Evansville vs $1,300/mo — 0% difference
  • More affordable homeownership in Evansville: $185K median vs $200K
  • Higher median household income in Fort Wayne: $50K/yr vs $48K

Family cost comparison

Metric
Fort Wayne
Indiana
Evansville
Indiana
2BR rent/month$1,300Better$1,300
Median home price$200K$185KBetter
Median household income$50KBetter$48K
Est. childcare/month$1,053$1,040Better
State income tax3.2%Better3.2%
Sales tax (combined)7%Better7%

Frequently asked questions

Which city is better for raising a family — Fort Wayne or Evansville?

Based on housing costs, income, and taxes, Fort Wayne scores slightly better for families overall. Evansville has lower 2-bedroom rents, Evansville is more affordable for homebuyers, though both cities have strong family communities.

What is the average 2-bedroom rent in Fort Wayne vs Evansville?

As of Q1 2026, median 2BR rent is $1,300/month in Fort Wayne and $1,300/month in Evansville. Evansville is 0% cheaper for a 2-bedroom apartment.

Can a family afford to buy a home in Fort Wayne or Evansville?

The price-to-income ratio in Fort Wayne is 4.0× ($200K home, $50K income) vs 3.9× in Evansville. A ratio below 3× is generally considered affordable. Evansville is more achievable for first-time family homebuyers.

How much does childcare cost in Fort Wayne vs Evansville?

Based on cost-of-living indices, estimated childcare (infant/toddler) runs approximately $1,053/month in Fort Wayne and $1,040/month in Evansville. These are estimates — actual costs vary by provider and program type.

Which city has lower taxes for families?

Fort Wayne has a 3.2% state income tax rate vs Evansville's 3.2% rate. For a dual-income family earning $120K combined, the difference can mean $0+/month in take-home.

Childcare estimates based on national average scaled by COL index. Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026

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