High value
Fayetteville, NC
High value
Birmingham, AL

Fayetteville vs Birmingham โ€” side-by-side

Cost of living: Fayetteville vs Birmingham (2026)

A $60,000 salary in Fayetteville buys roughly what $60,000 does in Birmingham (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ4.5% vs 5.0% state tax ยท ~$300/yr take-home gap
๐Ÿ 0% rent gap (~$0/yr)
๐Ÿ›’1% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Fayetteville
$3,568/mo
take-home pay
Birmingham
$3,543/mo
take-home pay

Estimated annual swing

+$323/yr

Favoring Fayetteville for this income & household (illustrative).

With an extra $27/mo in Fayetteville, you could max a Roth IRA contribution faster and still grow your savings buffer.

HousingTaxesGroceries
Fayetteville
Birmingham
๐Ÿ  HousingQ1 2026

Studio rent/mo

$950โœ“ better
$950

1BR rent/mo

$1,200โœ“ better
$1,200

2BR rent/mo

$1,550โœ“ better
$1,550

Median home price

$230K
$225Kโœ“ better
Birmingham saves $5K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

93โœ“ better
94
Fayetteville saves 1

Budget meal (1 person)

$11โœ“ better
$12
Fayetteville saves $1/mo

Mid-range dinner (2)

$48โœ“ better
$48
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$42
$40โœ“ better
Birmingham saves $2/mo

Gas price/gal

$3.10
$3.00โœ“ better
Birmingham saves $0.10

Car insurance/mo

$143โœ“ better
$152
Fayetteville saves $9/mo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$148โœ“ better
$175
Fayetteville saves $27/mo
๐Ÿ’ฐ $324/yr in Fayetteville

Internet/mo

$58โœ“ better
$58
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$47K
$49Kโœ“ better
Birmingham earns $2K

State income tax%

4.5%โœ“ better
5.0%
Fayetteville saves 0.5 pp
๐Ÿ’ฐ $300/yr in Fayetteville

Sales tax (combined)%

7.0%โœ“ better
9.2%
Fayetteville saves 2.2 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$13.00โœ“ better
$13.00

Gym membership/mo

$33โœ“ better
$33

Beer at restaurant

$5.00โœ“ better
$5.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

84โœ“ better
84

Walk score / 100

22
28โœ“ better
Birmingham earns 6

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Maximize everyday spend in your new city

Fayetteville fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Fayetteville.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

What is the average rent in Fayetteville vs Birmingham?

As of Q1 2026, the median 1-bedroom rent in Fayetteville is $1,200/month and in Birmingham is $1,200/month. Fayetteville is more expensive by 0%.

How much do I need to earn in Birmingham to match a $75,000 salary in Fayetteville?

To maintain a similar lifestyle, you would need approximately $75,000/year in Birmingham to match a $75,000 salary in Fayetteville. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Fayetteville or Birmingham?

Fayetteville has the lower state income tax rate at 4.5% vs 5%. The difference is 0.5 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Fayetteville to Birmingham?

It depends on your priorities. Both cities have similar overall costs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Fayetteville โ†” Birmingham

How much would you need to earn in Birmingham to match your Fayetteville purchasing power?

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