High value
Evansville, IN
High value
Kraków, PL

Kraków wins overall by ~45% (COL index)

Cost of living: Evansville vs Kraków (2026)

A $75,000 salary in Evansville buys roughly what $51,563 does in Kraków (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices — we break them down and personalize below.

💰3.2% vs 12.0% state tax · ~$6,600/yr take-home gap
🏠24% rent gap (~$2,880/yr)
🛒Groceries index in table below

Your move simulator

Tell us about your household — we calculate your real annual savings.

💵 Household income (before tax)$75K
$40K$600K+
🏠 Apartment size
🚗 Cars in household
Evansville
$4,541/mo
take-home pay
Kraków
$3,991/mo
take-home pay

Estimated annual swing

+$1,287/yr

Favoring Evansville for this income & household (illustrative).

With an extra $107/mo in Evansville, you could max a Roth IRA contribution faster and still grow your savings buffer.

HousingTaxesGroceries
Evansville
Kraków
🏠 HousingQ1 2026

Studio rent/mo

$800
$550✓ better
Kraków saves $250/mo
💰 $3,000/yr in Kraków

1BR rent/mo

$990
$750✓ better
Kraków saves $240/mo
💰 $2,880/yr in Kraków

2BR rent/mo

$1,300
$1,100✓ better
Kraków saves $200/mo
💰 $2,400/yr in Kraków

Median home price

$185K
🛒 Food & GroceriesQ1 2026

Groceries index (100 = US avg)

93

Budget meal (1 person)

$11
$8✓ better
Kraków saves $3/mo

Mid-range dinner (2)

$46
$18✓ better
Kraków saves $28/mo
💰 $336/yr in Kraków
🚌 TransportationQ1 2026

Monthly transit pass/mo

$40

Gas price/gal

$3.00

Car insurance/mo

$138
UtilitiesQ1 2026

Monthly utilities bundle/mo

$152
$90✓ better
Kraków saves $62/mo
💰 $744/yr in Kraków

Internet/mo

$58
$25✓ better
Kraków saves $33/mo
💰 $396/yr in Kraków
💰 Income & TaxesQ1 2026

Median household income/yr

$48K

State income tax%

3.2%✓ better
12.0%
Evansville saves 8.8 pp
💰 $6,600/yr in Evansville

Sales tax (combined)%

7.0%✓ better
23.0%
Evansville saves 16.0 pp
🎬 LeisureQ1 2026

Movie ticket

$13.00

Gym membership/mo

$30✓ better
$32
Evansville saves $2/mo

Beer at restaurant

$4.50
📊 OverviewQ1 2026

Overall COL index (100 = US avg)

80
55✓ better
Kraków saves -25

Walk score / 100

28
76✓ better
Kraków earns 48

Complete the Picture

While you’re comparing — don’t leave money on the table.

💰

Tax-smart rewards

Turn ~$6,600/yr tax difference into cash back

Kraków fits your move math — cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
🛡️

Home + auto bundle

New state — new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Kraków.

Browse insurance
🏦

High-yield savings

Park ~$2,880/yr rent savings at 4–5%+ APY

Don't let relocation cash sit at 0% — put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While you’re comparing — don’t leave money on the table.

📉

If cash is tight

Knock down high-interest debt first

A move has upfront costs — a balance transfer or personal loan can lower APR while you settle in.

Compare loans
📈

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Evansville cheaper than Kraków?

No. Kraków is 45% cheaper than Evansville based on overall cost of living indices (55 vs 80, where 100 = US average).

What is the average rent in Evansville vs Kraków?

As of Q1 2026, the median 1-bedroom rent in Evansville is $990/month and in Kraków is $750/month. Evansville is more expensive by 32%.

How much do I need to earn in Kraków to match a $75,000 salary in Evansville?

To maintain a similar lifestyle, you would need approximately $51,563/year in Kraków to match a $75,000 salary in Evansville. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes — Evansville or Kraków?

Evansville has the lower state income tax rate at 3.2% vs 12%. The difference is 8.8 percentage points. Note that sales tax and local taxes also vary — see the full breakdown in the table above.

Is it worth moving from Evansville to Kraków?

It depends on your priorities. Kraków offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only

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Salary equivalent: EvansvilleKraków

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