Tax-free edge
El Paso, TX
Balanced market
New Haven, CT

El Paso wins overall by ~27% (COL index)

Cost of living: El Paso vs New Haven (2026)

A $60,000 salary in El Paso buys roughly what $82,500 does in New Haven (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 7.0% state tax ยท ~$4,200/yr take-home gap
๐Ÿ 42% rent gap (~$9,000/yr)
๐Ÿ›’17% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
El Paso
$3,793/mo
take-home pay
New Haven
$3,443/mo
take-home pay

Estimated annual swing

+$16,179/yr

Favoring El Paso for this income & household (illustrative).

With the extra $1,348/mo, you could pay down a $15,000 card balance in ~12 months and still keep ~$162/mo for dining out.

HousingTaxesGroceries
El Paso
New Haven
๐Ÿ  HousingQ1 2026

Studio rent/mo

$850โœ“ better
$1,400
El Paso saves $550/mo
๐Ÿ’ฐ $6,600/yr in El Paso

1BR rent/mo

$1,050โœ“ better
$1,800
El Paso saves $750/mo
๐Ÿ’ฐ $9,000/yr in El Paso

2BR rent/mo

$1,400โœ“ better
$2,400
El Paso saves $1,000/mo
๐Ÿ’ฐ $12,000/yr in El Paso

Median home price

$215Kโœ“ better
$340K
El Paso saves $125K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

91โœ“ better
108
El Paso saves 17

Budget meal (1 person)

$11โœ“ better
$17
El Paso saves $6/mo

Mid-range dinner (2)

$46โœ“ better
$68
El Paso saves $22/mo
๐Ÿ’ฐ $264/yr in El Paso
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$40โœ“ better
$82
El Paso saves $42/mo
๐Ÿ’ฐ $504/yr in El Paso

Gas price/gal

$3.00โœ“ better
$3.45
El Paso saves $0.45

Car insurance/mo

$162โœ“ better
$178
El Paso saves $16/mo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$175โœ“ better
$198
El Paso saves $23/mo
๐Ÿ’ฐ $276/yr in El Paso

Internet/mo

$60โœ“ better
$70
El Paso saves $10/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$48K
$52Kโœ“ better
New Haven earns $4K

State income tax%

0.0%โœ“ better
7.0%
El Paso saves 7.0 pp
๐Ÿ’ฐ $4,200/yr in El Paso

Sales tax (combined)%

8.3%
6.4%โœ“ better
New Haven saves -1.9 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$13.00โœ“ better
$16.00
El Paso saves $3.00

Gym membership/mo

$32โœ“ better
$48
El Paso saves $16/mo

Beer at restaurant

$5.00โœ“ better
$7.00
El Paso saves $2.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

80โœ“ better
110
El Paso saves 30

Walk score / 100

28
73โœ“ better
New Haven earns 45

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$4,200/yr tax difference into cash back

El Paso fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in El Paso.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$9,000/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is El Paso cheaper than New Haven?

Yes. El Paso is 27% cheaper than New Haven based on overall cost of living indices (80 vs 110, where 100 = US average).

What is the average rent in El Paso vs New Haven?

As of Q1 2026, the median 1-bedroom rent in El Paso is $1,050/month and in New Haven is $1,800/month. El Paso is cheaper by 42%.

How much do I need to earn in New Haven to match a $75,000 salary in El Paso?

To maintain a similar lifestyle, you would need approximately $103,125/year in New Haven to match a $75,000 salary in El Paso. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” El Paso or New Haven?

El Paso has the lower state income tax rate at 0% vs 7%. El Paso has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from El Paso to New Haven?

It depends on your priorities. El Paso offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: El Paso โ†” New Haven

How much would you need to earn in New Haven to match your El Paso purchasing power?

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