Tax-free edge
El Paso, TX
Balanced market
Milwaukee, WI

El Paso wins overall by ~10% (COL index)

Cost of living: El Paso vs Milwaukee (2026)

A $60,000 salary in El Paso buys roughly what $66,750 does in Milwaukee (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 7.7% state tax ยท ~$4,620/yr take-home gap
๐Ÿ 22% rent gap (~$3,600/yr)
๐Ÿ›’7% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
El Paso
$3,793/mo
take-home pay
Milwaukee
$3,408/mo
take-home pay

Estimated annual swing

+$8,938/yr

Favoring El Paso for this income & household (illustrative).

With the extra $745/mo, you could pay down a $15,000 card balance in ~21 months and still keep ~$89/mo for dining out.

HousingTaxesGroceries
El Paso
Milwaukee
๐Ÿ  HousingQ1 2026

Studio rent/mo

$850โœ“ better
$1,100
El Paso saves $250/mo
๐Ÿ’ฐ $3,000/yr in El Paso

1BR rent/mo

$1,050โœ“ better
$1,350
El Paso saves $300/mo
๐Ÿ’ฐ $3,600/yr in El Paso

2BR rent/mo

$1,400โœ“ better
$1,800
El Paso saves $400/mo
๐Ÿ’ฐ $4,800/yr in El Paso

Median home price

$215Kโœ“ better
$260K
El Paso saves $45K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

91โœ“ better
98
El Paso saves 7

Budget meal (1 person)

$11โœ“ better
$13
El Paso saves $2/mo

Mid-range dinner (2)

$46โœ“ better
$54
El Paso saves $8/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$40โœ“ better
$72
El Paso saves $32/mo
๐Ÿ’ฐ $384/yr in El Paso

Gas price/gal

$3.00โœ“ better
$3.20
El Paso saves $0.20

Car insurance/mo

$162
$148โœ“ better
Milwaukee saves $14/mo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$175
$168โœ“ better
Milwaukee saves $7/mo

Internet/mo

$60โœ“ better
$63
El Paso saves $3/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$48K
$56Kโœ“ better
Milwaukee earns $8K

State income tax%

0.0%โœ“ better
7.7%
El Paso saves 7.7 pp
๐Ÿ’ฐ $4,620/yr in El Paso

Sales tax (combined)%

8.3%
5.4%โœ“ better
Milwaukee saves -2.9 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$13.00โœ“ better
$14.00
El Paso saves $1.00

Gym membership/mo

$32โœ“ better
$38
El Paso saves $6/mo

Beer at restaurant

$5.00โœ“ better
$6.00
El Paso saves $1.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

80โœ“ better
89
El Paso saves 9

Walk score / 100

28
62โœ“ better
Milwaukee earns 34

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$4,620/yr tax difference into cash back

El Paso fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in El Paso.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$3,600/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is El Paso cheaper than Milwaukee?

Yes. El Paso is 10% cheaper than Milwaukee based on overall cost of living indices (80 vs 89, where 100 = US average).

What is the average rent in El Paso vs Milwaukee?

As of Q1 2026, the median 1-bedroom rent in El Paso is $1,050/month and in Milwaukee is $1,350/month. El Paso is cheaper by 22%.

How much do I need to earn in Milwaukee to match a $75,000 salary in El Paso?

To maintain a similar lifestyle, you would need approximately $83,438/year in Milwaukee to match a $75,000 salary in El Paso. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” El Paso or Milwaukee?

El Paso has the lower state income tax rate at 0% vs 7.7%. El Paso has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from El Paso to Milwaukee?

It depends on your priorities. El Paso offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: El Paso โ†” Milwaukee

How much would you need to earn in Milwaukee to match your El Paso purchasing power?

Related comparisons