Can I Afford to Live in Durham vs Tempe on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Durham, NC
$4,757/mo take-home
Rent: $1,750/mo (37% of take-home)
Tight
Tempe, AZ
$4,890/mo take-home
Rent: $1,600/mo (33% of take-home)
Manageable

Monthly budget breakdown

Expense
Durham
NC
Tempe
AZ
Monthly take-home (est.)$4,757$4,890
1BR rent$1,750$1,600
Groceries (est.)$372$380
Transport (est.)$82$55
Utilities$155$210
Internet$62$62
Left after essentials$2,336/month$2,583/month

Frequently asked questions

Is $80K a good salary in Durham?

At $80K/year in Durham, your estimated monthly take-home is $4,757. With 1BR rent around $1,750/month, rent takes up 37% of your take-home. That's considered tight.

Is $80K a good salary in Tempe?

At $80K/year in Tempe, your estimated monthly take-home is $4,890. With 1BR rent around $1,600/month, rent takes up 33% of your take-home. That's considered manageable.

Which city is more affordable on a $80K salary?

Tempe leaves you with more money after core expenses โ€” $2,583/month vs $2,336/month in Durham.

Can I afford to live alone in Durham on $80K?

It's tight. Rent in Durham would take 37% of your $80K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Durham vs Tempe

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only