Balanced market
Durham, NC
Tax-free edge
Reno, NV

Reno wins overall by ~1% (COL index)

Cost of living: Durham vs Reno (2026)

A $68,000 salary in Durham buys roughly what $67,333 does in Reno (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ4.5% vs 0.0% state tax ยท ~$3,060/yr take-home gap
๐Ÿ 6% rent gap (~$1,200/yr)
๐Ÿ›’3% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$68K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Durham
$4,043/mo
take-home pay
Reno
$4,298/mo
take-home pay

Estimated annual swing

โˆ’$3,891/yr

Favoring Reno for this income & household (illustrative).

With the extra $324/mo, you could pay down a $15,000 card balance in ~47 months and still keep ~$39/mo for dining out.

HousingTaxesGroceries
Durham
Reno
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,400
$1,300โœ“ better
Reno saves $100/mo
๐Ÿ’ฐ $1,200/yr in Reno

1BR rent/mo

$1,750
$1,650โœ“ better
Reno saves $100/mo
๐Ÿ’ฐ $1,200/yr in Reno

2BR rent/mo

$2,300
$2,200โœ“ better
Reno saves $100/mo
๐Ÿ’ฐ $1,200/yr in Reno

Median home price

$390Kโœ“ better
$440K
Durham saves $50K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

98โœ“ better
101
Durham saves 3

Budget meal (1 person)

$14โœ“ better
$14

Mid-range dinner (2)

$58โœ“ better
$58
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$82
$62โœ“ better
Reno saves $20/mo
๐Ÿ’ฐ $240/yr in Reno

Gas price/gal

$3.10โœ“ better
$3.60
Durham saves $0.50

Car insurance/mo

$148โœ“ better
$148
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$155โœ“ better
$165
Durham saves $10/mo

Internet/mo

$62โœ“ better
$65
Durham saves $3/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$72Kโœ“ better
$64K
Durham earns $8K

State income tax%

4.5%
0.0%โœ“ better
Reno saves -4.5 pp
๐Ÿ’ฐ $3,060/yr in Reno

Sales tax (combined)%

7.5%โœ“ better
8.3%
Durham saves 0.8 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$15.00โœ“ better
$15.00

Gym membership/mo

$42
$40โœ“ better
Reno saves $2/mo

Beer at restaurant

$6.50โœ“ better
$6.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

102
101โœ“ better
Reno saves -1

Walk score / 100

36
38โœ“ better
Reno earns 2

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,060/yr tax difference into cash back

Reno fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Reno.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Durham cheaper than Reno?

No. Reno is 1% cheaper than Durham based on overall cost of living indices (101 vs 102, where 100 = US average).

What is the average rent in Durham vs Reno?

As of Q1 2026, the median 1-bedroom rent in Durham is $1,750/month and in Reno is $1,650/month. Durham is more expensive by 6%.

How much do I need to earn in Reno to match a $75,000 salary in Durham?

To maintain a similar lifestyle, you would need approximately $74,265/year in Reno to match a $75,000 salary in Durham. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Durham or Reno?

Reno has the lower state income tax rate at 0% vs 4.5%. Reno has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Durham to Reno?

It depends on your priorities. Reno offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Durham โ†” Reno

How much would you need to earn in Reno to match your Durham purchasing power?

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