Balanced market
Durham, NC
California premium
Los Angeles, CA

Durham wins overall by ~41% (COL index)

Cost of living: Durham vs Los Angeles (2026)

A $71,500 salary in Durham buys roughly what $121,270 does in Los Angeles (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ4.5% vs 9.3% state tax ยท ~$3,432/yr take-home gap
๐Ÿ 38% rent gap (~$12,600/yr)
๐Ÿ›’10% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$72K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Durham
$4,251/mo
take-home pay
Los Angeles
$3,965/mo
take-home pay

Estimated annual swing

+$22,528/yr

Favoring Durham for this income & household (illustrative).

With the extra $1,877/mo, you could pay down a $15,000 card balance in ~8 months and still keep ~$225/mo for dining out.

HousingTaxesGroceries
Durham
Los Angeles
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,400โœ“ better
$2,200
Durham saves $800/mo
๐Ÿ’ฐ $9,600/yr in Durham

1BR rent/mo

$1,750โœ“ better
$2,800
Durham saves $1,050/mo
๐Ÿ’ฐ $12,600/yr in Durham

2BR rent/mo

$2,300โœ“ better
$3,800
Durham saves $1,500/mo
๐Ÿ’ฐ $18,000/yr in Durham

Median home price

$390Kโœ“ better
$850K
Durham saves $460K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

98โœ“ better
108
Durham saves 10

Budget meal (1 person)

$14โœ“ better
$18
Durham saves $4/mo

Mid-range dinner (2)

$58โœ“ better
$75
Durham saves $17/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$82โœ“ better
$100
Durham saves $18/mo

Gas price/gal

$3.10โœ“ better
$4.50
Durham saves $1.40

Car insurance/mo

$148โœ“ better
$195
Durham saves $47/mo
๐Ÿ’ฐ $564/yr in Durham
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$155
$145โœ“ better
Los saves $10/mo

Internet/mo

$62โœ“ better
$70
Durham saves $8/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$72Kโœ“ better
$71K
Durham earns $1K

State income tax%

4.5%โœ“ better
9.3%
Durham saves 4.8 pp
๐Ÿ’ฐ $3,432/yr in Durham

Sales tax (combined)%

7.5%โœ“ better
10.3%
Durham saves 2.8 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$15.00โœ“ better
$17.00
Durham saves $2.00

Gym membership/mo

$42โœ“ better
$55
Durham saves $13/mo

Beer at restaurant

$6.50โœ“ better
$8.00
Durham saves $1.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

102โœ“ better
173
Durham saves 71

Walk score / 100

36
68โœ“ better
Los earns 32

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,432/yr tax difference into cash back

Durham fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Durham.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$12,600/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Durham cheaper than Los Angeles?

Yes. Durham is 41% cheaper than Los Angeles based on overall cost of living indices (102 vs 173, where 100 = US average).

What is the average rent in Durham vs Los Angeles?

As of Q1 2026, the median 1-bedroom rent in Durham is $1,750/month and in Los Angeles is $2,800/month. Durham is cheaper by 38%.

How much do I need to earn in Los Angeles to match a $75,000 salary in Durham?

To maintain a similar lifestyle, you would need approximately $127,206/year in Los Angeles to match a $75,000 salary in Durham. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Durham or Los Angeles?

Durham has the lower state income tax rate at 4.5% vs 9.3%. The difference is 4.8 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Durham to Los Angeles?

It depends on your priorities. Durham offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Durham โ†” Los Angeles

How much would you need to earn in Los Angeles to match your Durham purchasing power?

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