Can I Afford to Live in Dallas vs Kraków on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Dallas, TX
$5,057/mo take-home
Rent: $1,500/mo (30% of take-home)
Manageable
Kraków, PL
$4,257/mo take-home
Rent: $750/mo (18% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Dallas
TX
Kraków
PL
Monthly take-home (est.)$5,057$4,257
1BR rent$1,500$750
Groceries (est.)$361$380
Transport (est.)$96$150
Utilities$175$90
Internet$60$25
Left after essentials$2,865/month$2,862/month
Dallas (Texas) has no state income tax, boosting take-home vs Kraków (PL rate: 12%).

Frequently asked questions

Is $80K a good salary in Dallas?

At $80K/year in Dallas, your estimated monthly take-home is $5,057. With 1BR rent around $1,500/month, rent takes up 30% of your take-home. That's considered manageable.

Is $80K a good salary in Kraków?

At $80K/year in Kraków, your estimated monthly take-home is $4,257. With 1BR rent around $750/month, rent takes up 18% of your take-home. That's considered very comfortable.

Which city is more affordable on a $80K salary?

Dallas leaves you with more money after core expenses — $2,865/month vs $2,862/month in Kraków.

Can I afford to live alone in Dallas on $80K?

Yes. At $80K in Dallas, rent takes 30% of your take-home, leaving $2,865/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — Dallas vs Kraków

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only