Can I Afford to Live in Dallas vs Evansville on $50K?

Here's how a $50K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Dallas, TX
$3,160/mo take-home
Rent: $1,500/mo (47% of take-home)
Difficult
Evansville, IN
$3,027/mo take-home
Rent: $990/mo (33% of take-home)
Manageable

Monthly budget breakdown

Expense
Dallas
TX
Evansville
IN
Monthly take-home (est.)$3,160$3,027
1BR rent$1,500$990
Groceries (est.)$361$353
Transport (est.)$96$40
Utilities$175$152
Internet$60$58
Left after essentials$968/month$1,434/month
Dallas (Texas) has no state income tax, boosting take-home vs Evansville (IN rate: 3.2%).

Frequently asked questions

Is $50K a good salary in Dallas?

At $50K/year in Dallas, your estimated monthly take-home is $3,160. With 1BR rent around $1,500/month, rent takes up 47% of your take-home. That's considered difficult.

Is $50K a good salary in Evansville?

At $50K/year in Evansville, your estimated monthly take-home is $3,027. With 1BR rent around $990/month, rent takes up 33% of your take-home. That's considered manageable.

Which city is more affordable on a $50K salary?

Evansville leaves you with more money after core expenses โ€” $1,434/month vs $968/month in Dallas.

Can I afford to live alone in Dallas on $50K?

It's tight. Rent in Dallas would take 47% of your $50K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Dallas vs Evansville

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only