Tax-free edge
Corpus Christi, TX
High value
Montgomery, AL

Montgomery wins overall by ~2% (COL index)

Cost of living: Corpus Christi vs Montgomery (2026)

A $60,000 salary in Corpus Christi buys roughly what $58,554 does in Montgomery (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 5.0% state tax ยท ~$3,000/yr take-home gap
๐Ÿ 5% rent gap (~$600/yr)
๐Ÿ›’1% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Corpus Christi
$3,793/mo
take-home pay
Montgomery
$3,543/mo
take-home pay

Estimated annual swing

+$2,030/yr

Favoring Corpus Christi for this income & household (illustrative).

With the extra $169/mo, you could pay down a $15,000 card balance in ~89 months and still keep ~$20/mo for dining out.

HousingTaxesGroceries
Corpus Christi
Montgomery
๐Ÿ  HousingQ1 2026

Studio rent/mo

$900
$850โœ“ better
Montgomery saves $50/mo
๐Ÿ’ฐ $600/yr in Montgomery

1BR rent/mo

$1,100
$1,050โœ“ better
Montgomery saves $50/mo
๐Ÿ’ฐ $600/yr in Montgomery

2BR rent/mo

$1,450
$1,400โœ“ better
Montgomery saves $50/mo
๐Ÿ’ฐ $600/yr in Montgomery

Median home price

$230K
$195Kโœ“ better
Montgomery saves $35K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

92โœ“ better
93
Corpus saves 1

Budget meal (1 person)

$11โœ“ better
$11

Mid-range dinner (2)

$48
$46โœ“ better
Montgomery saves $2/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$42
$38โœ“ better
Montgomery saves $4/mo

Gas price/gal

$3.05
$2.98โœ“ better
Montgomery saves $0.07

Car insurance/mo

$168
$148โœ“ better
Montgomery saves $20/mo
๐Ÿ’ฐ $240/yr in Montgomery
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$178
$170โœ“ better
Montgomery saves $8/mo

Internet/mo

$62
$58โœ“ better
Montgomery saves $4/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$52Kโœ“ better
$44K
Corpus earns $8K

State income tax%

0.0%โœ“ better
5.0%
Corpus saves 5.0 pp
๐Ÿ’ฐ $3,000/yr in Corpus

Sales tax (combined)%

8.3%โœ“ better
9.2%
Corpus saves 0.9 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$13.00โœ“ better
$13.00

Gym membership/mo

$32
$30โœ“ better
Montgomery saves $2/mo

Beer at restaurant

$5.00โœ“ better
$5.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

83
81โœ“ better
Montgomery saves -2

Walk score / 100

20
24โœ“ better
Montgomery earns 4

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,000/yr tax difference into cash back

Montgomery fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Montgomery.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Corpus Christi cheaper than Montgomery?

No. Montgomery is 2% cheaper than Corpus Christi based on overall cost of living indices (81 vs 83, where 100 = US average).

What is the average rent in Corpus Christi vs Montgomery?

As of Q1 2026, the median 1-bedroom rent in Corpus Christi is $1,100/month and in Montgomery is $1,050/month. Corpus Christi is more expensive by 5%.

How much do I need to earn in Montgomery to match a $75,000 salary in Corpus Christi?

To maintain a similar lifestyle, you would need approximately $73,193/year in Montgomery to match a $75,000 salary in Corpus Christi. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Corpus Christi or Montgomery?

Corpus Christi has the lower state income tax rate at 0% vs 5%. Corpus Christi has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Corpus Christi to Montgomery?

It depends on your priorities. Montgomery offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Corpus Christi โ†” Montgomery

How much would you need to earn in Montgomery to match your Corpus Christi purchasing power?

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