Balanced market
Concord, NC
California premium
Los Angeles, CA

Concord wins overall by ~47% (COL index)

Cost of living: Concord vs Los Angeles (2026)

A $66,500 salary in Concord buys roughly what $125,049 does in Los Angeles (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ4.5% vs 9.3% state tax ยท ~$3,192/yr take-home gap
๐Ÿ 46% rent gap (~$15,600/yr)
๐Ÿ›’12% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$67K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Concord
$3,954/mo
take-home pay
Los Angeles
$3,688/mo
take-home pay

Estimated annual swing

+$26,067/yr

Favoring Concord for this income & household (illustrative).

With the extra $2,172/mo, you could pay down a $15,000 card balance in ~7 months and still keep ~$261/mo for dining out.

HousingTaxesGroceries
Concord
Los Angeles
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,200โœ“ better
$2,200
Concord saves $1,000/mo
๐Ÿ’ฐ $12,000/yr in Concord

1BR rent/mo

$1,500โœ“ better
$2,800
Concord saves $1,300/mo
๐Ÿ’ฐ $15,600/yr in Concord

2BR rent/mo

$1,950โœ“ better
$3,800
Concord saves $1,850/mo
๐Ÿ’ฐ $22,200/yr in Concord

Median home price

$320Kโœ“ better
$850K
Concord saves $530K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

96โœ“ better
108
Concord saves 12

Budget meal (1 person)

$13โœ“ better
$18
Concord saves $5/mo

Mid-range dinner (2)

$54โœ“ better
$75
Concord saves $21/mo
๐Ÿ’ฐ $252/yr in Concord
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$42โœ“ better
$100
Concord saves $58/mo
๐Ÿ’ฐ $696/yr in Concord

Gas price/gal

$3.10โœ“ better
$4.50
Concord saves $1.40

Car insurance/mo

$145โœ“ better
$195
Concord saves $50/mo
๐Ÿ’ฐ $600/yr in Concord
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$152
$145โœ“ better
Los saves $7/mo

Internet/mo

$60โœ“ better
$70
Concord saves $10/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$62K
$71Kโœ“ better
Los earns $9K

State income tax%

4.5%โœ“ better
9.3%
Concord saves 4.8 pp
๐Ÿ’ฐ $3,192/yr in Concord

Sales tax (combined)%

7.3%โœ“ better
10.3%
Concord saves 3.0 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$14.00โœ“ better
$17.00
Concord saves $3.00

Gym membership/mo

$38โœ“ better
$55
Concord saves $17/mo

Beer at restaurant

$6.00โœ“ better
$8.00
Concord saves $2.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

92โœ“ better
173
Concord saves 81

Walk score / 100

22
68โœ“ better
Los earns 46

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,192/yr tax difference into cash back

Concord fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Concord.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$15,600/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Concord cheaper than Los Angeles?

Yes. Concord is 47% cheaper than Los Angeles based on overall cost of living indices (92 vs 173, where 100 = US average).

What is the average rent in Concord vs Los Angeles?

As of Q1 2026, the median 1-bedroom rent in Concord is $1,500/month and in Los Angeles is $2,800/month. Concord is cheaper by 46%.

How much do I need to earn in Los Angeles to match a $75,000 salary in Concord?

To maintain a similar lifestyle, you would need approximately $141,033/year in Los Angeles to match a $75,000 salary in Concord. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Concord or Los Angeles?

Concord has the lower state income tax rate at 4.5% vs 9.3%. The difference is 4.8 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Concord to Los Angeles?

It depends on your priorities. Concord offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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Salary equivalent: Concord โ†” Los Angeles

How much would you need to earn in Los Angeles to match your Concord purchasing power?

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