Balanced market
Columbus, OH
High value
Oklahoma City, OK

Oklahoma City wins overall by ~6% (COL index)

Cost of living: Columbus vs Oklahoma City (2026)

A $60,000 salary in Columbus buys roughly what $56,703 does in Oklahoma City (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ3.0% vs 4.8% state tax ยท ~$1,080/yr take-home gap
๐Ÿ 12% rent gap (~$1,800/yr)
๐Ÿ›’2% higher groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Columbus
$3,643/mo
take-home pay
Oklahoma City
$3,553/mo
take-home pay

Estimated annual swing

โˆ’$1,343/yr

Favoring Oklahoma City for this income & household (illustrative).

With an extra $112/mo in Oklahoma City, you could max a Roth IRA contribution faster and still grow your savings buffer.

HousingTaxesGroceries
Columbus
Oklahoma City
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,000
$900โœ“ better
Oklahoma saves $100/mo
๐Ÿ’ฐ $1,200/yr in Oklahoma

1BR rent/mo

$1,250
$1,100โœ“ better
Oklahoma saves $150/mo
๐Ÿ’ฐ $1,800/yr in Oklahoma

2BR rent/mo

$1,650
$1,400โœ“ better
Oklahoma saves $250/mo
๐Ÿ’ฐ $3,000/yr in Oklahoma

Median home price

$270K
$225Kโœ“ better
Oklahoma saves $45K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

95
93โœ“ better
Oklahoma saves -2

Budget meal (1 person)

$12
$11โœ“ better
Oklahoma saves $1/mo

Mid-range dinner (2)

$50
$48โœ“ better
Oklahoma saves $2/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$62
$50โœ“ better
Oklahoma saves $12/mo

Gas price/gal

$3.10
$2.95โœ“ better
Oklahoma saves $0.15

Car insurance/mo

$135โœ“ better
$155
Columbus saves $20/mo
๐Ÿ’ฐ $240/yr in Columbus
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$155โœ“ better
$175
Columbus saves $20/mo
๐Ÿ’ฐ $240/yr in Columbus

Internet/mo

$60
$55โœ“ better
Oklahoma saves $5/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$57Kโœ“ better
$54K
Columbus earns $3K

State income tax%

3.0%โœ“ better
4.8%
Columbus saves 1.8 pp
๐Ÿ’ฐ $1,080/yr in Columbus

Sales tax (combined)%

7.8%โœ“ better
8.6%
Columbus saves 0.8 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$14.00
$13.00โœ“ better
Oklahoma saves $1.00

Gym membership/mo

$35
$30โœ“ better
Oklahoma saves $5/mo

Beer at restaurant

$5.00โœ“ better
$5.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

91
86โœ“ better
Oklahoma saves -5

Walk score / 100

37โœ“ better
27
Columbus earns -10

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$1,080/yr tax difference into cash back

Oklahoma City fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Oklahoma City.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Columbus cheaper than Oklahoma City?

No. Oklahoma City is 6% cheaper than Columbus based on overall cost of living indices (86 vs 91, where 100 = US average).

What is the average rent in Columbus vs Oklahoma City?

As of Q1 2026, the median 1-bedroom rent in Columbus is $1,250/month and in Oklahoma City is $1,100/month. Columbus is more expensive by 14%.

How much do I need to earn in Oklahoma City to match a $75,000 salary in Columbus?

To maintain a similar lifestyle, you would need approximately $70,879/year in Oklahoma City to match a $75,000 salary in Columbus. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Columbus or Oklahoma City?

Columbus has the lower state income tax rate at 3% vs 4.8%. The difference is 1.8 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Columbus to Oklahoma City?

It depends on your priorities. Oklahoma City offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Columbus โ†” Oklahoma City

How much would you need to earn in Oklahoma City to match your Columbus purchasing power?

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