Cheyenne wins overall by ~18% (COL index)
Cost of living: Cheyenne vs Philadelphia (2026)
A $60,000 salary in Cheyenne buys roughly what $72,955 does in Philadelphia (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices — we break them down and personalize below.
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Tell us about your household — we calculate your real annual savings.
Estimated annual swing
+$13,866/yr
Favoring Cheyenne for this income & household (illustrative).
With the extra $1,155/mo, you could pay down a $15,000 card balance in ~13 months and still keep ~$139/mo for dining out.
Studio rent/mo
1BR rent/mo
2BR rent/mo
Median home price
Groceries index (100 = US avg)
Budget meal (1 person)
Mid-range dinner (2)
Monthly transit pass/mo
Gas price/gal
Car insurance/mo
Monthly utilities bundle/mo
Internet/mo
Median household income/yr
State income tax%
Sales tax (combined)%
Movie ticket
Gym membership/mo
Beer at restaurant
Overall COL index (100 = US avg)
Walk score / 100
| Category | Cheyenne Wyoming | Philadelphia Pennsylvania | Who wins | Your impact at $60K · 1br · 1 car |
|---|---|---|---|---|
| 🏠 HousingQ1 2026 | ||||
| Studio rent/mo | $900Wins | $1,600 | Cheyenne wins +$700/mo | $8,400/yr saves in Cheyenne |
| 1BR rent/mo | $1,150Wins | $2,000 | Cheyenne wins +$850/mo | $10,200/yr saves in Cheyenne |
| 2BR rent/mo | $1,500Wins | $2,600 | Cheyenne wins +$1,100/mo | $13,200/yr saves in Cheyenne |
| Median home price | $330K | $290KWins | Philadelphia wins −$40K | — |
| 🛒 Food & GroceriesQ1 2026 | ||||
| Groceries index (100 = US avg) | 96Better | 103 | Cheyenne wins +7 | — |
| Budget meal (1 person) | $12Wins | $15 | Cheyenne wins +$3/mo | — |
| Mid-range dinner (2) | $50Wins | $60 | Cheyenne wins +$10/mo | — |
| 🚌 TransportationQ1 2026 | ||||
| Monthly transit pass/mo | $35Wins | $96 | Cheyenne wins +$61/mo | $732/yr saves in Cheyenne |
| Gas price/gal | $3.30Better | $3.30 | — | — |
| Car insurance/mo | $138Wins | $175 | Cheyenne wins +$37/mo | $444/yr saves in Cheyenne |
| ⚡ UtilitiesQ1 2026 | ||||
| Monthly utilities bundle/mo | $148Better | $160 | Cheyenne wins +$12/mo | — |
| Internet/mo | $68 | $65Better | Philadelphia wins −$3/mo | — |
| 💰 Income & TaxesQ1 2026 | ||||
| Median household income/yr | $60KBetter | $55K | Cheyenne wins −$5K more/yr | — |
| State income tax% | 0.0%Wins | 3.1% | Cheyenne wins +3.1 pp | $1,860/yr saves in Cheyenne |
| Sales tax (combined)% | 5.3%Wins | 8.0% | Cheyenne wins +2.7 pp | — |
| 🎬 LeisureQ1 2026 | ||||
| Movie ticket | $14.00Wins | $16.00 | Cheyenne wins +$2.00 | — |
| Gym membership/mo | $33Wins | $45 | Cheyenne wins +$12/mo | — |
| Beer at restaurant | $5.50Wins | $7.00 | Cheyenne wins +$1.50 | — |
| 📊 OverviewQ1 2026 | ||||
| Overall COL index (100 = US avg) | 88Wins | 107 | Cheyenne wins +19 | — |
| Walk score / 100 | 20 | 76Wins | Philadelphia wins +56 more/yr | — |
Complete the Picture
While you’re comparing — don’t leave money on the table.
Tax-smart rewards
Turn ~$1,860/yr tax difference into cash back
Cheyenne fits your move math — cash-back cards stack on groceries, gas, and dining you're already doing.
Home + auto bundle
New state — new insurance rates
Bundling often saves hundreds/yr. Compare before you sign a lease in Cheyenne.
High-yield savings
Park ~$10,200/yr rent savings at 4–5%+ APY
Don't let relocation cash sit at 0% — put it to work until closing day.
More ways to compare this move
Ready to move?
Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.
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While you’re comparing — don’t leave money on the table.
If cash is tight
Knock down high-interest debt first
A move has upfront costs — a balance transfer or personal loan can lower APR while you settle in.
If you're saving big
Invest the surplus on autopilot
Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.
Frequently asked questions
Is Cheyenne cheaper than Philadelphia?
Yes. Cheyenne is 18% cheaper than Philadelphia based on overall cost of living indices (88 vs 107, where 100 = US average).
What is the average rent in Cheyenne vs Philadelphia?
As of Q1 2026, the median 1-bedroom rent in Cheyenne is $1,150/month and in Philadelphia is $2,000/month. Cheyenne is cheaper by 43%.
How much do I need to earn in Philadelphia to match a $75,000 salary in Cheyenne?
To maintain a similar lifestyle, you would need approximately $91,193/year in Philadelphia to match a $75,000 salary in Cheyenne. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Cheyenne or Philadelphia?
Cheyenne has the lower state income tax rate at 0% vs 3.1%. Cheyenne has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Cheyenne to Philadelphia?
It depends on your priorities. Cheyenne offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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Salary equivalent: Cheyenne ↔ Philadelphia
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