Can I Afford to Live in Charleston vs Amarillo on $150K?

Here's how a $150K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Charleston, SC
$8,169/mo take-home
Rent: $1,900/mo (23% of take-home)
Comfortable
Amarillo, TX
$8,944/mo take-home
Rent: $950/mo (11% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Charleston
SC
Amarillo
TX
Monthly take-home (est.)$8,169$8,944
1BR rent$1,900$950
Groceries (est.)$376$346
Transport (est.)$55$38
Utilities$162$170
Internet$63$60
Left after essentials$5,613/month$7,380/month
Amarillo (Texas) has no state income tax, boosting take-home vs Charleston (SC rate: 6.2%).

Frequently asked questions

Is $150K a good salary in Charleston?

At $150K/year in Charleston, your estimated monthly take-home is $8,169. With 1BR rent around $1,900/month, rent takes up 23% of your take-home. That's considered comfortable.

Is $150K a good salary in Amarillo?

At $150K/year in Amarillo, your estimated monthly take-home is $8,944. With 1BR rent around $950/month, rent takes up 11% of your take-home. That's considered very comfortable.

Which city is more affordable on a $150K salary?

Amarillo leaves you with more money after core expenses โ€” $7,380/month vs $5,613/month in Charleston.

Can I afford to live alone in Charleston on $150K?

Yes. At $150K in Charleston, rent takes 23% of your take-home, leaving $5,613/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Charleston vs Amarillo

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only