Cost of Living: Boulder vs Sacramento (2026)
Sacramento has a 4% lower overall cost of living than Boulder as of Q1 2026. A one-bedroom apartment runs $2,000/mo in Sacramento vs $2,300/mo in Boulder — a 15% difference. Boulder has a lower state income tax rate (4.4% vs 9.3%), which adds up over time.
- Sacramento is 4% cheaper overall (COL index: 132 vs 127)
- 1BR rent: $2,000/mo in Sacramento vs $2,300/mo — 13% savings
- Higher median household income: Boulder ($80,000/yr vs $68,000/yr)
- Median home price: $480,000 in Sacramento vs $800,000 — 40% difference
| Category | Boulder Colorado | Sacramento California |
|---|---|---|
| 🏠 HousingQ1 2026 | ||
| Studio rent/mo | $1,800 | $1,600Best |
| 1BR rent/mo | $2,300 | $2,000Best |
| 2BR rent/mo | $3,000 | $2,600Best |
| Median home price | $800K | $480KBest |
| 🛒 Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 109 | 106Best |
| Budget meal (1 person) | $17 | $16Best |
| Mid-range dinner (2) | $70 | $65Best |
| 🚌 TransportationQ1 2026 | ||
| Monthly transit pass/mo | $80Best | $100 |
| Gas price/gal | $3.45Best | $4.40 |
| Car insurance/mo | $140Best | $155 |
| ⚡ UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $138Best | $150 |
| Internet/mo | $68 | $65Best |
| 💰 Income & TaxesQ1 2026 | ||
| Median household income/yr | $80KBest | $68K |
| State income tax% | 4.4%Best | 9.3% |
| Sales tax (combined)% | 8.0%Best | 8.8% |
| 🎬 LeisureQ1 2026 | ||
| Movie ticket | $16.00Best | $16.00 |
| Gym membership/mo | $55 | $48Best |
| Beer at restaurant | $7.50 | $7.00Best |
| 📊 OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 132 | 127Best |
| Walk score / 100 | 52Best | 47 |
Frequently asked questions
Is Boulder cheaper than Sacramento?
No. Sacramento is 4% cheaper than Boulder based on overall cost of living indices (127 vs 132, where 100 = US average).
What is the average rent in Boulder vs Sacramento?
As of Q1 2026, the median 1-bedroom rent in Boulder is $2,300/month and in Sacramento is $2,000/month. Boulder is more expensive by 15%.
How much do I need to earn in Sacramento to match a $75,000 salary in Boulder?
To maintain a similar lifestyle, you would need approximately $72,159/year in Sacramento to match a $75,000 salary in Boulder. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Boulder or Sacramento?
Boulder has the lower state income tax rate at 4.4% vs 9.3%. The difference is 4.9 percentage points. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Boulder to Sacramento?
It depends on your priorities. Sacramento offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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