Premium metro
Boulder, CO
California premium
Los Angeles, CA

Boulder wins overall by ~24% (COL index)

Cost of living: Boulder vs Los Angeles (2026)

A $75,500 salary in Boulder buys roughly what $98,951 does in Los Angeles (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ4.4% vs 9.3% state tax ยท ~$3,696/yr take-home gap
๐Ÿ 18% rent gap (~$6,000/yr)
๐Ÿ›’1% higher groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$76K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Boulder
$4,495/mo
take-home pay
Los Angeles
$4,187/mo
take-home pay

Estimated annual swing

+$12,948/yr

Favoring Boulder for this income & household (illustrative).

With the extra $1,079/mo, you could pay down a $15,000 card balance in ~14 months and still keep ~$129/mo for dining out.

HousingTaxesGroceries
Boulder
Los Angeles
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,800โœ“ better
$2,200
Boulder saves $400/mo
๐Ÿ’ฐ $4,800/yr in Boulder

1BR rent/mo

$2,300โœ“ better
$2,800
Boulder saves $500/mo
๐Ÿ’ฐ $6,000/yr in Boulder

2BR rent/mo

$3,000โœ“ better
$3,800
Boulder saves $800/mo
๐Ÿ’ฐ $9,600/yr in Boulder

Median home price

$800Kโœ“ better
$850K
Boulder saves $50K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

109
108โœ“ better
Los saves -1

Budget meal (1 person)

$17โœ“ better
$18
Boulder saves $1/mo

Mid-range dinner (2)

$70โœ“ better
$75
Boulder saves $5/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$80โœ“ better
$100
Boulder saves $20/mo
๐Ÿ’ฐ $240/yr in Boulder

Gas price/gal

$3.45โœ“ better
$4.50
Boulder saves $1.05

Car insurance/mo

$140โœ“ better
$195
Boulder saves $55/mo
๐Ÿ’ฐ $660/yr in Boulder
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$138โœ“ better
$145
Boulder saves $7/mo

Internet/mo

$68โœ“ better
$70
Boulder saves $2/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$80Kโœ“ better
$71K
Boulder earns $9K

State income tax%

4.4%โœ“ better
9.3%
Boulder saves 4.9 pp
๐Ÿ’ฐ $3,700/yr in Boulder

Sales tax (combined)%

8.0%โœ“ better
10.3%
Boulder saves 2.3 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$16.00โœ“ better
$17.00
Boulder saves $1.00

Gym membership/mo

$55โœ“ better
$55

Beer at restaurant

$7.50โœ“ better
$8.00
Boulder saves $0.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

132โœ“ better
173
Boulder saves 41

Walk score / 100

52
68โœ“ better
Los earns 16

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,696/yr tax difference into cash back

Boulder fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Boulder.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$6,000/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Boulder cheaper than Los Angeles?

Yes. Boulder is 24% cheaper than Los Angeles based on overall cost of living indices (132 vs 173, where 100 = US average).

What is the average rent in Boulder vs Los Angeles?

As of Q1 2026, the median 1-bedroom rent in Boulder is $2,300/month and in Los Angeles is $2,800/month. Boulder is cheaper by 18%.

How much do I need to earn in Los Angeles to match a $75,000 salary in Boulder?

To maintain a similar lifestyle, you would need approximately $98,295/year in Los Angeles to match a $75,000 salary in Boulder. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Boulder or Los Angeles?

Boulder has the lower state income tax rate at 4.4% vs 9.3%. The difference is 4.9 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Boulder to Los Angeles?

It depends on your priorities. Boulder offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Boulder โ†” Los Angeles

How much would you need to earn in Los Angeles to match your Boulder purchasing power?

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