Can I Afford to Live in Boston vs Portland on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Boston, MA
$4,723/mo take-home
Rent: $3,000/mo (64% of take-home)
Difficult
Portland, OR
$4,397/mo take-home
Rent: $1,900/mo (43% of take-home)
Tight

Monthly budget breakdown

Expense
Boston
MA
Portland
OR
Monthly take-home (est.)$4,723$4,397
1BR rent$3,000$1,900
Groceries (est.)$418$407
Transport (est.)$90$100
Utilities$185$130
Internet$70$65
Left after essentials$960/month$1,795/month

Frequently asked questions

Is $80K a good salary in Boston?

At $80K/year in Boston, your estimated monthly take-home is $4,723. With 1BR rent around $3,000/month, rent takes up 64% of your take-home. That's considered difficult.

Is $80K a good salary in Portland?

At $80K/year in Portland, your estimated monthly take-home is $4,397. With 1BR rent around $1,900/month, rent takes up 43% of your take-home. That's considered tight.

Which city is more affordable on a $80K salary?

Portland leaves you with more money after core expenses โ€” $1,795/month vs $960/month in Boston.

Can I afford to live alone in Boston on $80K?

It's tight. Rent in Boston would take 64% of your $80K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Boston vs Portland

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only