Balanced market
Boise, ID
Balanced market
Trenton, NJ

Boise vs Trenton โ€” side-by-side

Cost of living: Boise vs Trenton (2026)

A $60,000 salary in Boise buys roughly what $60,000 does in Trenton (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ5.8% vs 9.0% state tax ยท ~$1,920/yr take-home gap
๐Ÿ 6% rent gap (~$1,200/yr)
๐Ÿ›’6% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Boise
$3,503/mo
take-home pay
Trenton
$3,343/mo
take-home pay

Estimated annual swing

+$3,206/yr

Favoring Boise for this income & household (illustrative).

With the extra $267/mo, you could pay down a $15,000 card balance in ~57 months and still keep ~$32/mo for dining out.

HousingTaxesGroceries
Boise
Trenton
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,300โœ“ better
$1,350
Boise saves $50/mo
๐Ÿ’ฐ $600/yr in Boise

1BR rent/mo

$1,600โœ“ better
$1,700
Boise saves $100/mo
๐Ÿ’ฐ $1,200/yr in Boise

2BR rent/mo

$2,000โœ“ better
$2,300
Boise saves $300/mo
๐Ÿ’ฐ $3,600/yr in Boise

Median home price

$410K
$310Kโœ“ better
Trenton saves $100K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

98โœ“ better
104
Boise saves 6

Budget meal (1 person)

$13โœ“ better
$15
Boise saves $2/mo

Mid-range dinner (2)

$55โœ“ better
$62
Boise saves $7/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$45โœ“ better
$80
Boise saves $35/mo
๐Ÿ’ฐ $420/yr in Boise

Gas price/gal

$3.40โœ“ better
$3.40

Car insurance/mo

$130โœ“ better
$172
Boise saves $42/mo
๐Ÿ’ฐ $504/yr in Boise
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$145โœ“ better
$215
Boise saves $70/mo
๐Ÿ’ฐ $840/yr in Boise

Internet/mo

$60โœ“ better
$68
Boise saves $8/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$62Kโœ“ better
$55K
Boise earns $7K

State income tax%

5.8%โœ“ better
9.0%
Boise saves 3.2 pp
๐Ÿ’ฐ $1,920/yr in Boise

Sales tax (combined)%

6.0%โœ“ better
6.6%
Boise saves 0.6 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$14.00โœ“ better
$15.00
Boise saves $1.00

Gym membership/mo

$38โœ“ better
$45
Boise saves $7/mo

Beer at restaurant

$6.00โœ“ better
$7.00
Boise saves $1.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

105โœ“ better
105

Walk score / 100

28
63โœ“ better
Trenton earns 35

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$1,920/yr tax difference into cash back

Boise fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Boise.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

What is the average rent in Boise vs Trenton?

As of Q1 2026, the median 1-bedroom rent in Boise is $1,600/month and in Trenton is $1,700/month. Boise is cheaper by 6%.

How much do I need to earn in Trenton to match a $75,000 salary in Boise?

To maintain a similar lifestyle, you would need approximately $75,000/year in Trenton to match a $75,000 salary in Boise. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Boise or Trenton?

Boise has the lower state income tax rate at 5.8% vs 9%. The difference is 3.2 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Boise to Trenton?

It depends on your priorities. Both cities have similar overall costs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Boise โ†” Trenton

How much would you need to earn in Trenton to match your Boise purchasing power?

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