High value
Birmingham, AL
California premium
Los Angeles, CA

Birmingham wins overall by ~51% (COL index)

Cost of living: Birmingham vs Los Angeles (2026)

A $60,000 salary in Birmingham buys roughly what $123,571 does in Los Angeles (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ5.0% vs 9.3% state tax ยท ~$2,580/yr take-home gap
๐Ÿ 57% rent gap (~$19,200/yr)
๐Ÿ›’14% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Birmingham
$3,543/mo
take-home pay
Los Angeles
$3,328/mo
take-home pay

Estimated annual swing

+$29,534/yr

Favoring Birmingham for this income & household (illustrative).

With the extra $2,461/mo, you could pay down a $15,000 card balance in ~7 months and still keep ~$295/mo for dining out.

HousingTaxesGroceries
Birmingham
Los Angeles
๐Ÿ  HousingQ1 2026

Studio rent/mo

$950โœ“ better
$2,200
Birmingham saves $1,250/mo
๐Ÿ’ฐ $15,000/yr in Birmingham

1BR rent/mo

$1,200โœ“ better
$2,800
Birmingham saves $1,600/mo
๐Ÿ’ฐ $19,200/yr in Birmingham

2BR rent/mo

$1,550โœ“ better
$3,800
Birmingham saves $2,250/mo
๐Ÿ’ฐ $27,000/yr in Birmingham

Median home price

$225Kโœ“ better
$850K
Birmingham saves $625K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

94โœ“ better
108
Birmingham saves 14

Budget meal (1 person)

$12โœ“ better
$18
Birmingham saves $6/mo

Mid-range dinner (2)

$48โœ“ better
$75
Birmingham saves $27/mo
๐Ÿ’ฐ $324/yr in Birmingham
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$40โœ“ better
$100
Birmingham saves $60/mo
๐Ÿ’ฐ $720/yr in Birmingham

Gas price/gal

$3.00โœ“ better
$4.50
Birmingham saves $1.50

Car insurance/mo

$152โœ“ better
$195
Birmingham saves $43/mo
๐Ÿ’ฐ $516/yr in Birmingham
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$175
$145โœ“ better
Los saves $30/mo
๐Ÿ’ฐ $360/yr in Los

Internet/mo

$58โœ“ better
$70
Birmingham saves $12/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$49K
$71Kโœ“ better
Los earns $22K

State income tax%

5.0%โœ“ better
9.3%
Birmingham saves 4.3 pp
๐Ÿ’ฐ $2,580/yr in Birmingham

Sales tax (combined)%

9.2%โœ“ better
10.3%
Birmingham saves 1.1 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$13.00โœ“ better
$17.00
Birmingham saves $4.00

Gym membership/mo

$33โœ“ better
$55
Birmingham saves $22/mo
๐Ÿ’ฐ $264/yr in Birmingham

Beer at restaurant

$5.00โœ“ better
$8.00
Birmingham saves $3.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

84โœ“ better
173
Birmingham saves 89

Walk score / 100

28
68โœ“ better
Los earns 40

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$2,580/yr tax difference into cash back

Birmingham fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Birmingham.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$19,200/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

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Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Birmingham cheaper than Los Angeles?

Yes. Birmingham is 51% cheaper than Los Angeles based on overall cost of living indices (84 vs 173, where 100 = US average).

What is the average rent in Birmingham vs Los Angeles?

As of Q1 2026, the median 1-bedroom rent in Birmingham is $1,200/month and in Los Angeles is $2,800/month. Birmingham is cheaper by 57%.

How much do I need to earn in Los Angeles to match a $75,000 salary in Birmingham?

To maintain a similar lifestyle, you would need approximately $154,464/year in Los Angeles to match a $75,000 salary in Birmingham. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Birmingham or Los Angeles?

Birmingham has the lower state income tax rate at 5% vs 9.3%. The difference is 4.3 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Birmingham to Los Angeles?

It depends on your priorities. Birmingham offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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Salary equivalent: Birmingham โ†” Los Angeles

How much would you need to earn in Los Angeles to match your Birmingham purchasing power?

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