Bend wins overall by ~2% (COL index)
Cost of living: Bend vs Tacoma (2026)
A $70,000 salary in Bend buys roughly what $71,250 does in Tacoma (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices — we break them down and personalize below.
Your move simulator
Tell us about your household — we calculate your real annual savings.
Estimated annual swing
−$5,969/yr
Favoring Tacoma for this income & household (illustrative).
With the extra $497/mo, you could pay down a $15,000 card balance in ~31 months and still keep ~$60/mo for dining out.
Studio rent/mo
1BR rent/mo
2BR rent/mo
Median home price
Groceries index (100 = US avg)
Budget meal (1 person)
Mid-range dinner (2)
Monthly transit pass/mo
Gas price/gal
Car insurance/mo
Monthly utilities bundle/mo
Internet/mo
Median household income/yr
State income tax%
Sales tax (combined)%
Movie ticket
Gym membership/mo
Beer at restaurant
Overall COL index (100 = US avg)
Walk score / 100
| Category | Bend Oregon | Tacoma Washington | Who wins | Your impact at $70K · 1br · 1 car |
|---|---|---|---|---|
| 🏠 HousingQ1 2026 | ||||
| Studio rent/mo | $1,500Better | $1,500 | — | — |
| 1BR rent/mo | $1,900Better | $1,900 | — | — |
| 2BR rent/mo | $2,500Better | $2,600 | Bend wins +$100/mo | $1,200/yr saves in Bend |
| Median home price | $580K | $500KWins | Tacoma wins −$80K | — |
| 🛒 Food & GroceriesQ1 2026 | ||||
| Groceries index (100 = US avg) | 105Better | 105 | — | — |
| Budget meal (1 person) | $15Better | $15 | — | — |
| Mid-range dinner (2) | $62Better | $62 | — | — |
| 🚌 TransportationQ1 2026 | ||||
| Monthly transit pass/mo | $65Wins | $90 | Bend wins +$25/mo | $300/yr saves in Bend |
| Gas price/gal | $3.85Better | $4.10 | Bend wins +$0.25 | — |
| Car insurance/mo | $142Better | $155 | Bend wins +$13/mo | — |
| ⚡ UtilitiesQ1 2026 | ||||
| Monthly utilities bundle/mo | $125 | $118Better | Tacoma wins −$7/mo | — |
| Internet/mo | $68 | $63Better | Tacoma wins −$5/mo | — |
| 💰 Income & TaxesQ1 2026 | ||||
| Median household income/yr | $68K | $72KBetter | Tacoma wins +$4K more/yr | — |
| State income tax% | 9.9% | 0.0%Wins | Tacoma wins -9.9 pp | $6,930/yr saves in Tacoma |
| Sales tax (combined)% | 0.0%Wins | 10.1% | Bend wins +10.1 pp | — |
| 🎬 LeisureQ1 2026 | ||||
| Movie ticket | $16.00Better | $16.00 | — | — |
| Gym membership/mo | $48Better | $48 | — | — |
| Beer at restaurant | $7.00Better | $7.00 | — | — |
| 📊 OverviewQ1 2026 | ||||
| Overall COL index (100 = US avg) | 112Better | 114 | Bend wins +2 | — |
| Walk score / 100 | 38 | 54Wins | Tacoma wins +16 more/yr | — |
Complete the Picture
While you’re comparing — don’t leave money on the table.
Tax-smart rewards
Turn ~$6,936/yr tax difference into cash back
Bend fits your move math — cash-back cards stack on groceries, gas, and dining you're already doing.
Home + auto bundle
New state — new insurance rates
Bundling often saves hundreds/yr. Compare before you sign a lease in Bend.
High-yield savings
Grow your move fund while you shop for homes
Don't let relocation cash sit at 0% — put it to work until closing day.
More ways to compare this move
Ready to move?
Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.
Open full interactive toolComplete the Picture
While you’re comparing — don’t leave money on the table.
If cash is tight
Knock down high-interest debt first
A move has upfront costs — a balance transfer or personal loan can lower APR while you settle in.
If you're saving big
Invest the surplus on autopilot
Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.
Frequently asked questions
Is Bend cheaper than Tacoma?
Yes. Bend is 2% cheaper than Tacoma based on overall cost of living indices (112 vs 114, where 100 = US average).
What is the average rent in Bend vs Tacoma?
As of Q1 2026, the median 1-bedroom rent in Bend is $1,900/month and in Tacoma is $1,900/month. Bend is more expensive by 0%.
How much do I need to earn in Tacoma to match a $75,000 salary in Bend?
To maintain a similar lifestyle, you would need approximately $76,339/year in Tacoma to match a $75,000 salary in Bend. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Bend or Tacoma?
Tacoma has the lower state income tax rate at 0% vs 9.9%. Tacoma has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Bend to Tacoma?
It depends on your priorities. Bend offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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Salary equivalent: Bend ↔ Tacoma
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