Cost of Living: Bakersfield vs Missoula (2026)

A one-bedroom apartment runs $1,300/mo in Missoula vs $1,300/mo in Bakersfield โ€” a 0% difference. Missoula has a lower state income tax rate (6.8% vs 9.3%), which adds up over time.

  • 1BR rent: $1,300/mo in Missoula vs $1,300/mo โ€” 0% savings
  • Higher median household income: Bakersfield ($56,000/yr vs $54,000/yr)
  • Median home price: $330,000 in Bakersfield vs $430,000 โ€” 23% difference
Category
Bakersfield
California
Missoula
Montana
๐Ÿ  HousingQ1 2026
Studio rent/mo$1,050Best$1,050
1BR rent/mo$1,300Best$1,300
2BR rent/mo$1,700Best$1,750
Median home price$330KBest$430K
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)98Best99
Budget meal (1 person)$13Best$13
Mid-range dinner (2)$54Best$54
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$55$45Best
Gas price/gal$4.50$3.50Best
Car insurance/mo$158$135Best
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$140Best$145
Internet/mo$63Best$68
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$56KBest$54K
State income tax%9.3%6.8%Best
Sales tax (combined)%8.0%0.0%Best
๐ŸŽฌ LeisureQ1 2026
Movie ticket$14.00Best$14.00
Gym membership/mo$38Best$38
Beer at restaurant$6.00Best$6.00
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)97Best97
Walk score / 1002642Best

Frequently asked questions

What is the average rent in Bakersfield vs Missoula?

As of Q1 2026, the median 1-bedroom rent in Bakersfield is $1,300/month and in Missoula is $1,300/month. Bakersfield is more expensive by 0%.

How much do I need to earn in Missoula to match a $75,000 salary in Bakersfield?

To maintain a similar lifestyle, you would need approximately $75,000/year in Missoula to match a $75,000 salary in Bakersfield. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Bakersfield or Missoula?

Missoula has the lower state income tax rate at 6.8% vs 9.3%. The difference is 2.5 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Bakersfield to Missoula?

It depends on your priorities. Both cities have similar overall costs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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