Cost of Living: Augusta vs Toledo (2026)

Toledo has a 5% lower overall cost of living than Augusta as of Q1 2026. A one-bedroom apartment runs $1,050/mo in Toledo vs $1,200/mo in Augusta โ€” a 14% difference. Toledo has a lower state income tax rate (3.5% vs 5.5%), which adds up over time.

  • Toledo is 5% cheaper overall (COL index: 85 vs 81)
  • 1BR rent: $1,050/mo in Toledo vs $1,200/mo โ€” 13% savings
  • Higher median household income: Augusta ($49,000/yr vs $46,000/yr)
  • Median home price: $180,000 in Toledo vs $220,000 โ€” 18% difference
Category
Augusta
Georgia
Toledo
Ohio
๐Ÿ  HousingQ1 2026
Studio rent/mo$950$850Best
1BR rent/mo$1,200$1,050Best
2BR rent/mo$1,550$1,400Best
Median home price$220K$180KBest
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)93Best94
Budget meal (1 person)$11Best$11
Mid-range dinner (2)$48Best$48
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$42Best$58
Gas price/gal$3.05Best$3.10
Car insurance/mo$148Best$148
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$162$160Best
Internet/mo$58Best$58
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$49KBest$46K
State income tax%5.5%3.5%Best
Sales tax (combined)%8.0%7.2%Best
๐ŸŽฌ LeisureQ1 2026
Movie ticket$13.00Best$13.00
Gym membership/mo$33Best$33
Beer at restaurant$5.00Best$5.00
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)8581Best
Walk score / 1002842Best

Frequently asked questions

Is Augusta cheaper than Toledo?

No. Toledo is 5% cheaper than Augusta based on overall cost of living indices (81 vs 85, where 100 = US average).

What is the average rent in Augusta vs Toledo?

As of Q1 2026, the median 1-bedroom rent in Augusta is $1,200/month and in Toledo is $1,050/month. Augusta is more expensive by 14%.

How much do I need to earn in Toledo to match a $75,000 salary in Augusta?

To maintain a similar lifestyle, you would need approximately $71,471/year in Toledo to match a $75,000 salary in Augusta. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Augusta or Toledo?

Toledo has the lower state income tax rate at 3.5% vs 5.5%. The difference is 2.0 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Augusta to Toledo?

It depends on your priorities. Toledo offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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