Balanced market
Ann Arbor, MI
Balanced market
Boise, ID

Ann Arbor vs Boise โ€” side-by-side

Cost of living: Ann Arbor vs Boise (2026)

A $67,000 salary in Ann Arbor buys roughly what $67,000 does in Boise (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ4.1% vs 5.8% state tax ยท ~$1,140/yr take-home gap
๐Ÿ 9% rent gap (~$1,800/yr)
๐Ÿ›’3% higher groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$67K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Ann Arbor
$4,006/mo
take-home pay
Boise
$3,911/mo
take-home pay

Estimated annual swing

โˆ’$924/yr

Favoring Boise for this income & household (illustrative).

With an extra $77/mo in Boise, you could max a Roth IRA contribution faster and still grow your savings buffer.

HousingTaxesGroceries
Ann Arbor
Boise
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,400
$1,300โœ“ better
Boise saves $100/mo
๐Ÿ’ฐ $1,200/yr in Boise

1BR rent/mo

$1,750
$1,600โœ“ better
Boise saves $150/mo
๐Ÿ’ฐ $1,800/yr in Boise

2BR rent/mo

$2,300
$2,000โœ“ better
Boise saves $300/mo
๐Ÿ’ฐ $3,600/yr in Boise

Median home price

$400Kโœ“ better
$410K
Ann Arbor saves $10K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

101
98โœ“ better
Boise saves -3

Budget meal (1 person)

$14
$13โœ“ better
Boise saves $1/mo

Mid-range dinner (2)

$58
$55โœ“ better
Boise saves $3/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$65
$45โœ“ better
Boise saves $20/mo
๐Ÿ’ฐ $240/yr in Boise

Gas price/gal

$3.20โœ“ better
$3.40
Ann Arbor saves $0.20

Car insurance/mo

$145
$130โœ“ better
Boise saves $15/mo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$162
$145โœ“ better
Boise saves $17/mo

Internet/mo

$63
$60โœ“ better
Boise saves $3/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$72Kโœ“ better
$62K
Ann Arbor earns $10K

State income tax%

4.1%โœ“ better
5.8%
Ann Arbor saves 1.7 pp
๐Ÿ’ฐ $1,139/yr in Ann Arbor

Sales tax (combined)%

6.0%โœ“ better
6.0%
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$15.00
$14.00โœ“ better
Boise saves $1.00

Gym membership/mo

$42
$38โœ“ better
Boise saves $4/mo

Beer at restaurant

$6.50
$6.00โœ“ better
Boise saves $0.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

105โœ“ better
105

Walk score / 100

55โœ“ better
28
Ann Arbor earns -27

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$1,140/yr tax difference into cash back

Ann Arbor fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Ann Arbor.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

What is the average rent in Ann Arbor vs Boise?

As of Q1 2026, the median 1-bedroom rent in Ann Arbor is $1,750/month and in Boise is $1,600/month. Ann Arbor is more expensive by 9%.

How much do I need to earn in Boise to match a $75,000 salary in Ann Arbor?

To maintain a similar lifestyle, you would need approximately $75,000/year in Boise to match a $75,000 salary in Ann Arbor. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Ann Arbor or Boise?

Ann Arbor has the lower state income tax rate at 4.1% vs 5.8%. The difference is 1.7 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Ann Arbor to Boise?

It depends on your priorities. Both cities have similar overall costs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Ann Arbor โ†” Boise

How much would you need to earn in Boise to match your Ann Arbor purchasing power?

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