Can I Afford to Live in Amarillo vs Tampa on $60K?

Here's how a $60K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Amarillo, TX
$3,793/mo take-home
Rent: $950/mo (25% of take-home)
Comfortable
Tampa, FL
$3,793/mo take-home
Rent: $2,000/mo (53% of take-home)
Difficult

Monthly budget breakdown

Expense
Amarillo
TX
Tampa
FL
Monthly take-home (est.)$3,793$3,793
1BR rent$950$2,000
Groceries (est.)$346$376
Transport (est.)$38$65
Utilities$170$195
Internet$60$65
Left after essentials$2,229/month$1,092/month
Both Amarillo and Tampa have no state income tax โ€” your take-home is higher than in most states.

Frequently asked questions

Is $60K a good salary in Amarillo?

At $60K/year in Amarillo, your estimated monthly take-home is $3,793. With 1BR rent around $950/month, rent takes up 25% of your take-home. That's considered comfortable.

Is $60K a good salary in Tampa?

At $60K/year in Tampa, your estimated monthly take-home is $3,793. With 1BR rent around $2,000/month, rent takes up 53% of your take-home. That's considered difficult.

Which city is more affordable on a $60K salary?

Amarillo leaves you with more money after core expenses โ€” $2,229/month vs $1,092/month in Tampa.

Can I afford to live alone in Amarillo on $60K?

Yes. At $60K in Amarillo, rent takes 25% of your take-home, leaving $2,229/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Amarillo vs Tampa

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only