Can I Afford to Live in Amarillo vs Salt Lake City on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Amarillo, TX
$5,057/mo take-home
Rent: $950/mo (19% of take-home)
Very comfortable
Salt Lake City, UT
$4,743/mo take-home
Rent: $1,700/mo (36% of take-home)
Tight

Monthly budget breakdown

Expense
Amarillo
TX
Salt Lake City
UT
Monthly take-home (est.)$5,057$4,743
1BR rent$950$1,700
Groceries (est.)$346$372
Transport (est.)$38$90
Utilities$170$150
Internet$60$60
Left after essentials$3,493/month$2,371/month
Amarillo (Texas) has no state income tax, boosting take-home vs Salt Lake City (UT rate: 4.7%).

Frequently asked questions

Is $80K a good salary in Amarillo?

At $80K/year in Amarillo, your estimated monthly take-home is $5,057. With 1BR rent around $950/month, rent takes up 19% of your take-home. That's considered very comfortable.

Is $80K a good salary in Salt Lake City?

At $80K/year in Salt Lake City, your estimated monthly take-home is $4,743. With 1BR rent around $1,700/month, rent takes up 36% of your take-home. That's considered tight.

Which city is more affordable on a $80K salary?

Amarillo leaves you with more money after core expenses โ€” $3,493/month vs $2,371/month in Salt Lake City.

Can I afford to live alone in Amarillo on $80K?

Yes. At $80K in Amarillo, rent takes 19% of your take-home, leaving $3,493/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Amarillo vs Salt Lake City

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only