Tax-free edge
Amarillo, TX
Tax-free edge
Orlando, FL

Amarillo wins overall by ~22% (COL index)

Cost of living: Amarillo vs Orlando (2026)

A $60,000 salary in Amarillo buys roughly what $76,500 does in Orlando (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 0.0% state tax ยท ~$0/yr take-home gap
๐Ÿ 50% rent gap (~$11,400/yr)
๐Ÿ›’9% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Amarillo
$3,793/mo
take-home pay
Orlando
$3,793/mo
take-home pay

Estimated annual swing

+$13,757/yr

Favoring Amarillo for this income & household (illustrative).

With the extra $1,146/mo, you could pay down a $15,000 card balance in ~14 months and still keep ~$138/mo for dining out.

HousingTaxesGroceries
Amarillo
Orlando
๐Ÿ  HousingQ1 2026

Studio rent/mo

$750โœ“ better
$1,600
Amarillo saves $850/mo
๐Ÿ’ฐ $10,200/yr in Amarillo

1BR rent/mo

$950โœ“ better
$1,900
Amarillo saves $950/mo
๐Ÿ’ฐ $11,400/yr in Amarillo

2BR rent/mo

$1,250โœ“ better
$2,500
Amarillo saves $1,250/mo
๐Ÿ’ฐ $15,000/yr in Amarillo

Median home price

$200Kโœ“ better
$370K
Amarillo saves $170K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

91โœ“ better
100
Amarillo saves 9

Budget meal (1 person)

$10โœ“ better
$14
Amarillo saves $4/mo

Mid-range dinner (2)

$44โœ“ better
$58
Amarillo saves $14/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$38โœ“ better
$65
Amarillo saves $27/mo
๐Ÿ’ฐ $324/yr in Amarillo

Gas price/gal

$2.98โœ“ better
$3.20
Amarillo saves $0.22

Car insurance/mo

$160โœ“ better
$205
Amarillo saves $45/mo
๐Ÿ’ฐ $540/yr in Amarillo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$170โœ“ better
$195
Amarillo saves $25/mo
๐Ÿ’ฐ $300/yr in Amarillo

Internet/mo

$60โœ“ better
$65
Amarillo saves $5/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$50K
$57Kโœ“ better
Orlando earns $7K

State income tax%

0.0%โœ“ better
0.0%

Sales tax (combined)%

8.3%
6.5%โœ“ better
Orlando saves -1.8 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$12.00โœ“ better
$15.00
Amarillo saves $3.00

Gym membership/mo

$28โœ“ better
$38
Amarillo saves $10/mo

Beer at restaurant

$4.50โœ“ better
$6.00
Amarillo saves $1.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

80โœ“ better
102
Amarillo saves 22

Walk score / 100

22
34โœ“ better
Orlando earns 12

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Maximize everyday spend in your new city

Amarillo fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Amarillo.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$11,400/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Amarillo cheaper than Orlando?

Yes. Amarillo is 22% cheaper than Orlando based on overall cost of living indices (80 vs 102, where 100 = US average).

What is the average rent in Amarillo vs Orlando?

As of Q1 2026, the median 1-bedroom rent in Amarillo is $950/month and in Orlando is $1,900/month. Amarillo is cheaper by 50%.

How much do I need to earn in Orlando to match a $75,000 salary in Amarillo?

To maintain a similar lifestyle, you would need approximately $95,625/year in Orlando to match a $75,000 salary in Amarillo. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Amarillo or Orlando?

Orlando has the lower state income tax rate at 0% vs 0%. Orlando has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Amarillo to Orlando?

It depends on your priorities. Amarillo offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Amarillo โ†” Orlando

How much would you need to earn in Orlando to match your Amarillo purchasing power?

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