Can I Afford to Live in Amarillo vs Naperville on $80K?
Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.
Monthly budget breakdown
| Expense | Amarillo TX | Naperville IL |
|---|---|---|
| Monthly take-home (est.) | $5,057 | $4,723 |
| 1BR rent | $950 | $1,650 |
| Groceries (est.) | $346 | $380 |
| Transport (est.) | $38 | $72 |
| Utilities | $170 | $158 |
| Internet | $60 | $62 |
| Left after essentials | $3,493/month | $2,401/month |
Frequently asked questions
Is $80K a good salary in Amarillo?
At $80K/year in Amarillo, your estimated monthly take-home is $5,057. With 1BR rent around $950/month, rent takes up 19% of your take-home. That's considered very comfortable.
Is $80K a good salary in Naperville?
At $80K/year in Naperville, your estimated monthly take-home is $4,723. With 1BR rent around $1,650/month, rent takes up 35% of your take-home. That's considered manageable.
Which city is more affordable on a $80K salary?
Amarillo leaves you with more money after core expenses — $3,493/month vs $2,401/month in Naperville.
Can I afford to live alone in Amarillo on $80K?
Yes. At $80K in Amarillo, rent takes 19% of your take-home, leaving $3,493/month after essentials. Most financial planners recommend keeping rent below 30%.
See the full cost-of-living comparison
Rent, groceries, taxes, transportation, and more — side by side.
Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only