Can I Afford to Live in Amarillo vs Las Cruces on $60K?
Here's how a $60K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.
Monthly budget breakdown
| Expense | Amarillo TX | Las Cruces NM |
|---|---|---|
| Monthly take-home (est.) | $3,793 | $3,548 |
| 1BR rent | $950 | $1,000 |
| Groceries (est.) | $346 | $350 |
| Transport (est.) | $38 | $38 |
| Utilities | $170 | $152 |
| Internet | $60 | $60 |
| Left after essentials | $2,229/month | $1,948/month |
Frequently asked questions
Is $60K a good salary in Amarillo?
At $60K/year in Amarillo, your estimated monthly take-home is $3,793. With 1BR rent around $950/month, rent takes up 25% of your take-home. That's considered comfortable.
Is $60K a good salary in Las Cruces?
At $60K/year in Las Cruces, your estimated monthly take-home is $3,548. With 1BR rent around $1,000/month, rent takes up 28% of your take-home. That's considered manageable.
Which city is more affordable on a $60K salary?
Amarillo leaves you with more money after core expenses — $2,229/month vs $1,948/month in Las Cruces.
Can I afford to live alone in Amarillo on $60K?
Yes. At $60K in Amarillo, rent takes 25% of your take-home, leaving $2,229/month after essentials. Most financial planners recommend keeping rent below 30%.
See the full cost-of-living comparison
Rent, groceries, taxes, transportation, and more — side by side.
Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only