Can I Afford to Live in Amarillo vs Laredo on $60K?

Here's how a $60K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Amarillo, TX
$3,793/mo take-home
Rent: $950/mo (25% of take-home)
Comfortable
Laredo, TX
$3,793/mo take-home
Rent: $950/mo (25% of take-home)
Comfortable

Monthly budget breakdown

Expense
Amarillo
TX
Laredo
TX
Monthly take-home (est.)$3,793$3,793
1BR rent$950$950
Groceries (est.)$346$338
Transport (est.)$38$35
Utilities$170$168
Internet$60$58
Left after essentials$2,229/month$2,244/month
Both Amarillo and Laredo have no state income tax โ€” your take-home is higher than in most states.

Frequently asked questions

Is $60K a good salary in Amarillo?

At $60K/year in Amarillo, your estimated monthly take-home is $3,793. With 1BR rent around $950/month, rent takes up 25% of your take-home. That's considered comfortable.

Is $60K a good salary in Laredo?

At $60K/year in Laredo, your estimated monthly take-home is $3,793. With 1BR rent around $950/month, rent takes up 25% of your take-home. That's considered comfortable.

Which city is more affordable on a $60K salary?

Laredo leaves you with more money after core expenses โ€” $2,244/month vs $2,229/month in Amarillo.

Can I afford to live alone in Amarillo on $60K?

Yes. At $60K in Amarillo, rent takes 25% of your take-home, leaving $2,229/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Amarillo vs Laredo

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only