Can I Afford to Live in Amarillo vs Houston on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Amarillo, TX
$5,057/mo take-home
Rent: $950/mo (19% of take-home)
Very comfortable
Houston, TX
$5,057/mo take-home
Rent: $1,350/mo (27% of take-home)
Comfortable

Monthly budget breakdown

Expense
Amarillo
TX
Houston
TX
Monthly take-home (est.)$5,057$5,057
1BR rent$950$1,350
Groceries (est.)$346$357
Transport (est.)$38$90
Utilities$170$175
Internet$60$65
Left after essentials$3,493/month$3,020/month
Both Amarillo and Houston have no state income tax โ€” your take-home is higher than in most states.

Frequently asked questions

Is $80K a good salary in Amarillo?

At $80K/year in Amarillo, your estimated monthly take-home is $5,057. With 1BR rent around $950/month, rent takes up 19% of your take-home. That's considered very comfortable.

Is $80K a good salary in Houston?

At $80K/year in Houston, your estimated monthly take-home is $5,057. With 1BR rent around $1,350/month, rent takes up 27% of your take-home. That's considered comfortable.

Which city is more affordable on a $80K salary?

Amarillo leaves you with more money after core expenses โ€” $3,493/month vs $3,020/month in Houston.

Can I afford to live alone in Amarillo on $80K?

Yes. At $80K in Amarillo, rent takes 19% of your take-home, leaving $3,493/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Amarillo vs Houston

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only