Tax-free edge
Amarillo, TX
Tax-free edge
Chiang Mai, TH

Chiang Mai wins overall by ~108% (COL index)

Cost of living: Amarillo vs Chiang Mai (2026)

A $75,000 salary in Amarillo buys roughly what $36,094 does in Chiang Mai (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 0.0% state tax ยท ~$0/yr take-home gap
๐Ÿ 59% rent gap (~$6,720/yr)
๐Ÿ›’Groceries index in table below

Your move simulator

Slide to match your household โ€” estimates combine take-home, rent, and groceries.

๐Ÿ’ต Household income (before tax)
๐Ÿ‘จโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Kids (affects 2BR vs 1BR rent)
Lifestyle (grocery baseline)

Estimated annual swing

โˆ’$6,288/yr

Favoring Chiang Mai for this income & household (illustrative).

With the extra $524/mo, you could pay down a $15,000 card balance in ~29 months and still keep ~$63/mo for dining out.

HousingTaxesGroceries
Amarillo
Chiang Mai
๐Ÿ  HousingQ1 2026

Studio rent/mo

$750
$310โœ“ better
Chiang saves $440/mo
๐Ÿ’ฐ $5,280/yr in Chiang

1BR rent/mo

$950
$390โœ“ better
Chiang saves $560/mo
๐Ÿ’ฐ $6,720/yr in Chiang

2BR rent/mo

$1,250
$650โœ“ better
Chiang saves $600/mo
๐Ÿ’ฐ $7,200/yr in Chiang

Median home price

$200K
โ€”
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

91
โ€”

Budget meal (1 person)

$10
$4โœ“ better
Chiang saves $6/mo

Mid-range dinner (2)

$44
$25โœ“ better
Chiang saves $19/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$38
โ€”

Gas price/gal

$2.98
โ€”

Car insurance/mo

$160
โ€”
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$170
$55โœ“ better
Chiang saves $115/mo
๐Ÿ’ฐ $1,380/yr in Chiang

Internet/mo

$60
$20โœ“ better
Chiang saves $40/mo
๐Ÿ’ฐ $480/yr in Chiang
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$50K
โ€”

State income tax%

0.0%โœ“ better
0.0%

Sales tax (combined)%

8.3%
7.0%โœ“ better
Chiang saves -1.3 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$12.00
โ€”

Gym membership/mo

$28โœ“ better
$30
Amarillo saves $2/mo

Beer at restaurant

$4.50
โ€”
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

80
39โœ“ better
Chiang saves -42

Walk score / 100

22
55โœ“ better
Chiang earns 33

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Maximize everyday spend in your new city

Chiang Mai fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Chiang Mai.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$6,720/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Amarillo cheaper than Chiang Mai?

No. Chiang Mai is 108% cheaper than Amarillo based on overall cost of living indices (39 vs 80, where 100 = US average).

What is the average rent in Amarillo vs Chiang Mai?

As of Q1 2026, the median 1-bedroom rent in Amarillo is $950/month and in Chiang Mai is $390/month. Amarillo is more expensive by 144%.

How much do I need to earn in Chiang Mai to match a $75,000 salary in Amarillo?

To maintain a similar lifestyle, you would need approximately $36,094/year in Chiang Mai to match a $75,000 salary in Amarillo. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Amarillo or Chiang Mai?

Chiang Mai has the lower state income tax rate at 0% vs 0%. Chiang Mai has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Amarillo to Chiang Mai?

It depends on your priorities. Chiang Mai offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Amarillo โ†” Chiang Mai

How much would you need to earn in Chiang Mai to match your Amarillo purchasing power?

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