Cost of Living: Amarillo vs Charleston (2026)

Amarillo has a 18% lower overall cost of living than Charleston as of Q1 2026. A one-bedroom apartment runs $950/mo in Amarillo vs $1,900/mo in Charleston โ€” a 50% difference. Amarillo has no state income tax, giving residents more take-home pay than those in Charleston (6.2% rate).

  • Amarillo is 18% cheaper overall (COL index: 80 vs 97)
  • 1BR rent: $950/mo in Amarillo vs $1,900/mo โ€” 50% savings
  • Amarillo has 0% state income tax โ€” saves ~$3,300+/yr at a $75K salary
  • Higher median household income: Charleston ($68,000/yr vs $50,000/yr)
  • Median home price: $200,000 in Amarillo vs $430,000 โ€” 53% difference
Category
Amarillo
Texas
Charleston
South Carolina
๐Ÿ  HousingQ1 2026
Studio rent/mo$750Best$1,500
1BR rent/mo$950Best$1,900
2BR rent/mo$1,250Best$2,500
Median home price$200KBest$430K
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)91Best99
Budget meal (1 person)$10Best$14
Mid-range dinner (2)$44Best$58
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$38Best$55
Gas price/gal$2.98Best$3.20
Car insurance/mo$160$152Best
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$170$162Best
Internet/mo$60Best$63
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$50K$68KBest
State income tax%0.0%Best6.2%
Sales tax (combined)%8.3%7.5%Best
๐ŸŽฌ LeisureQ1 2026
Movie ticket$12.00Best$15.00
Gym membership/mo$28Best$40
Beer at restaurant$4.50Best$6.50
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)80Best97
Walk score / 1002248Best

Frequently asked questions

Is Amarillo cheaper than Charleston?

Yes. Amarillo is 18% cheaper than Charleston based on overall cost of living indices (80 vs 97, where 100 = US average).

What is the average rent in Amarillo vs Charleston?

As of Q1 2026, the median 1-bedroom rent in Amarillo is $950/month and in Charleston is $1,900/month. Amarillo is cheaper by 50%.

How much do I need to earn in Charleston to match a $75,000 salary in Amarillo?

To maintain a similar lifestyle, you would need approximately $90,938/year in Charleston to match a $75,000 salary in Amarillo. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Amarillo or Charleston?

Amarillo has the lower state income tax rate at 0% vs 6.2%. Amarillo has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Amarillo to Charleston?

It depends on your priorities. Amarillo offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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