Cost of Living: Amarillo vs Boston (2026)

Amarillo has a 51% lower overall cost of living than Boston as of Q1 2026. A one-bedroom apartment runs $950/mo in Amarillo vs $3,000/mo in Boston โ€” a 68% difference. Amarillo has no state income tax, giving residents more take-home pay than those in Boston (5% rate).

  • Amarillo is 51% cheaper overall (COL index: 80 vs 162)
  • 1BR rent: $950/mo in Amarillo vs $3,000/mo โ€” 68% savings
  • Amarillo has 0% state income tax โ€” saves ~$3,300+/yr at a $75K salary
  • Higher median household income: Boston ($90,000/yr vs $50,000/yr)
  • Median home price: $200,000 in Amarillo vs $700,000 โ€” 71% difference
Category
Amarillo
Texas
Boston
Massachusetts
๐Ÿ  HousingQ1 2026
Studio rent/mo$750Best$2,400
1BR rent/mo$950Best$3,000
2BR rent/mo$1,250Best$4,000
Median home price$200KBest$700K
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)91Best110
Budget meal (1 person)$10Best$18
Mid-range dinner (2)$44Best$75
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$38Best$90
Gas price/gal$2.98Best$3.40
Car insurance/mo$160Best$165
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$170Best$185
Internet/mo$60Best$70
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$50K$90KBest
State income tax%0.0%Best5.0%
Sales tax (combined)%8.3%6.3%Best
๐ŸŽฌ LeisureQ1 2026
Movie ticket$12.00Best$17.00
Gym membership/mo$28Best$60
Beer at restaurant$4.50Best$8.00
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)80Best162
Walk score / 1002280Best

Frequently asked questions

Is Amarillo cheaper than Boston?

Yes. Amarillo is 51% cheaper than Boston based on overall cost of living indices (80 vs 162, where 100 = US average).

What is the average rent in Amarillo vs Boston?

As of Q1 2026, the median 1-bedroom rent in Amarillo is $950/month and in Boston is $3,000/month. Amarillo is cheaper by 68%.

How much do I need to earn in Boston to match a $75,000 salary in Amarillo?

To maintain a similar lifestyle, you would need approximately $151,875/year in Boston to match a $75,000 salary in Amarillo. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Amarillo or Boston?

Amarillo has the lower state income tax rate at 0% vs 5%. Amarillo has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Amarillo to Boston?

It depends on your priorities. Amarillo offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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