Allentown vs Pittsburgh for Families (2026)

Better for families: Pittsburgh
๐Ÿ  2BR Rent / month
$1,850
Allentown
$1,750
Pittsburgh โœ“
๐Ÿก Median Home Price
$270K
Allentown
$220K
Pittsburgh โœ“
๐Ÿ’ฐ Household Income / yr
$54K
Allentown
$55K
Pittsburgh โœ“
๐Ÿ’ธ State Income Tax
3.1%
Allentown
3.1%
Pittsburgh
AllentownvsPittsburgh
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Estimated annual swing
โˆ’$1,296/yr
favors
Pittsburgh
โ‰ˆ $108/mo

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Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$100K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Allentown
$6,063/mo
take-home pay
Pittsburgh
$6,063/mo
take-home pay

Estimated annual swing

โˆ’$1,296/yr

Favoring Pittsburgh for this income & household (illustrative).

With an extra $108/mo in Pittsburgh, you could max a Roth IRA contribution faster and still grow your savings buffer.

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Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

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Cash-back card

Best cash-back cards for Pittsburgh

Stack rewards on groceries, gas, and dining โ€” categories that grow after a move.

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High-yield savings

Grow your move fund while rates are high

Even $108/mo extra earns meaningfully at 4โ€“5% APY vs near-zero in checking.

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Home + auto bundle

New state โ€” compare rates before you sign

Moving to Pittsburgh resets your insurance profile. Bundling home + auto often saves 15โ€“25%.

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Financial Wins

Your biggest money opportunities based on this comparison.

๐Ÿ 

Housing savings

Pittsburgh saves ~$100/mo in rent

New city means new insurance rates โ€” bundle home and auto before your move date to lock in the best price.

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Make Your Move Count

You're about to make one of the biggest financial decisions of your life โ€” here's how to set up the money side before you sign anything.

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High-Yield Savings

Earn 4.5โ€“5% APY on your relocation savings

Build your moving fund and emergency cushion in an account that actually earns. Compare top HYSAs with no fees.

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๐Ÿก

Mortgage

What can you afford in Pittsburgh?

Compare lenders before your move โ€” pre-approval is free, takes minutes, and won't affect your credit score.

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Home & Auto Insurance

New state = new rates โ€” compare before you move

Insurance costs vary 30โ€“40% by ZIP code. Get Pittsburgh quotes locked in before your move date or risk paying day-1 overprice.

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Full family cost breakdown

Allentown
Pennsylvania
Pittsburgh
Pennsylvania
Studio rent / mo
$1,100Best โœ“
$1,100
2BR rent / mo
$1,850
$1,750Best โœ“
Median home price
$270K
$220KBest โœ“
Household income
$54K
$55KBest โœ“
Childcare / mo
$1,196Best โœ“
$1,196
State income tax
3.1%Best โœ“
3.1%
Sales tax
6%Best โœ“
7%
Utilities / mo
$172Best โœ“
$175
Groceries index
100
98Best โœ“

Frequently asked questions

Which city is better for raising a family โ€” Allentown or Pittsburgh?

Based on housing costs, income, taxes, and overall affordability, Pittsburgh scores better for families. 2-bedroom rent is $1,750/mo in Pittsburgh vs $1,850/mo. That said, both cities have strong family communities โ€” the right choice depends on your career, lifestyle, and proximity to family.

What is the average 2-bedroom rent in Allentown vs Pittsburgh?

As of Q1 2026, median 2BR rent is $1,850/month in Allentown and $1,750/month in Pittsburgh. Pittsburgh is 5% cheaper for a family-sized apartment.

Can a family afford to buy a home in Allentown or Pittsburgh?

The price-to-income ratio in Allentown is 5.0ร— ($270K median home, $54K median income). In Pittsburgh it's 4.0ร— ($220K home, $55K income). A ratio below 3ร— is generally considered affordable โ€” Pittsburgh is more achievable for first-time family homebuyers.

How much does childcare cost in Allentown vs Pittsburgh?

Estimated infant/toddler childcare runs approximately $1,196/month in Allentown and $1,196/month in Pittsburgh, based on national averages scaled by each city's cost-of-living index. Annual childcare cost difference: ~$0/year.

Which city has lower taxes for families?

Allentown has a 3.1% state income tax rate vs Pittsburgh's 3.1% rate. For a dual-income family earning $120K combined, that difference is roughly $0/month in take-home pay.

Salary equivalent

$100K in Allentown has the same purchasing power as $100K in Pittsburgh

Related comparisons

Childcare estimates based on national avg scaled by COL index ยท Data: Zillow, BLS, Numbeo, Tax Foundation ยท Q1 2026