Cheapest Cities Near Chattanooga (2026)

Chattanooga has a cost of living index of 86 (US avg = 100). Here are 8 more affordable metros to consider as alternatives.

More affordable alternatives

1
Flint, MI10% cheaper
COL: 771BR: $880/moSave $370/mo on rent
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2
McAllen, TX9% cheaper
COL: 781BR: $950/moSave $300/mo on rent
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3
Jackson, MS8% cheaper
COL: 791BR: $1,000/moSave $250/mo on rent
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4
Springfield, MO8% cheaper
COL: 791BR: $950/moSave $300/mo on rent
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5
Laredo, TX8% cheaper
COL: 791BR: $950/moSave $300/mo on rent
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6
Evansville, IN7% cheaper
COL: 801BR: $990/moSave $260/mo on rent
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7
Topeka, KS7% cheaper
COL: 801BR: $940/moSave $310/mo on rent
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8
El Paso, TX7% cheaper
COL: 801BR: $1,050/moSave $200/mo on rent
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Chattanooga at a glance

86
COL index
100 = US avg
$1,250
1BR rent
per month
$275K
Home price
median
None
State tax
income

Cities with similar cost of living

Oklahoma City, OKCOL: 86Fayetteville, ARCOL: 86Green Bay, WICOL: 86Lincoln, NECOL: 86

COL index sourced from Numbeo, Zillow, and BLS data · Q1 2026 · For general guidance only