Cheapest Cities Near Albany (2026)

Albany has a cost of living index of 92 (US avg = 100). Here are 8 more affordable metros to consider as alternatives.

More affordable alternatives

1
Flint, MI16% cheaper
COL: 771BR: $880/moSave $520/mo on rent
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2
McAllen, TX15% cheaper
COL: 781BR: $950/moSave $450/mo on rent
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3
Jackson, MS14% cheaper
COL: 791BR: $1,000/moSave $400/mo on rent
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4
Springfield, MO14% cheaper
COL: 791BR: $950/moSave $450/mo on rent
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5
Laredo, TX14% cheaper
COL: 791BR: $950/moSave $450/mo on rent
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6
Evansville, IN13% cheaper
COL: 801BR: $990/moSave $410/mo on rent
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7
Topeka, KS13% cheaper
COL: 801BR: $940/moSave $460/mo on rent
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8
El Paso, TX13% cheaper
COL: 801BR: $1,050/moSave $350/mo on rent
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Albany at a glance

92
COL index
100 = US avg
$1,400
1BR rent
per month
$270K
Home price
median
6.9%
State tax
income

Cities with similar cost of living

Pittsburgh, PACOL: 92Allentown, PACOL: 92Concord, NCCOL: 92Savannah, GACOL: 92

COL index sourced from Numbeo, Zillow, and BLS data · Q1 2026 · For general guidance only