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CompareMoney MarketIn Winston-Salem, NC

Best Money Market Accounts in Winston-Salem, NC (2026)

15 top-rated money market accounts available to Winston-Salem, NC residents. Top APY: 4.22%. FDIC-insured, available nationwide.

COL index
87
1
Openbank Money Market
Openbank
4.4
4.22%
APY
Min balance: $0
FDIC insured

4.22% APY; Santander digital. April 2026.

Full review →Open account
2
Ally Money Market
Ally Bank
4.5
4.20%
APY
Min balance: $0
FDIC insured

4.20% APY; check-writing and debit. April 2026.

Full review →Open account
3
Peak Bank Money Market
Peak Bank
4.3
4.18%
APY
Min balance: $0
FDIC insured

4.18% APY; digital focus. April 2026.

Full review →Open account
4
Marcus Money Market
Marcus by Goldman Sachs
4.4
4.15%
APY
Min balance: $0
FDIC insured

4.15% APY; same brand as HYS. April 2026.

Full review →Open account
5
CIT Bank Money Market
CIT Bank
4.3
4.12%
APY
Min balance: $100
FDIC insured

4.12% APY; tiered balances. April 2026.

Full review →Open account
6
Vio Bank Money Market
Vio Bank
4.4
4.08%
APY
Min balance: $100
FDIC insured

4.08% APY; low minimum. April 2026.

Full review →Open account
7
Discover Money Market
Discover Bank
4.3
4.05%
APY
Min balance: $2,500
FDIC insured

4.05% APY; 24/7 support. April 2026.

Full review →Open account
8
Wealthfront Cash Account (MMA-style)
Wealthfront
4.3
4.10%
APY
Min balance: $1
FDIC insured

4.10% APY on cash; investing integration. April 2026.

Full review →Open account
9
LendingClub Money Market
LendingClub Bank
4.2
4.03%
APY
Min balance: $0
FDIC insured

4.03% APY; no monthly fee. April 2026.

Full review →Open account
10
Synchrony Money Market
Synchrony Bank
4.2
4.00%
APY
Min balance: $0
FDIC insured

4.00% APY; ATM card optional. April 2026.

Full review →Open account
11
EverBank Money Market
EverBank
4.2
4.00%
APY
Min balance: $0
FDIC insured

4.00% APY; Yield Pledge. April 2026.

Full review →Open account
12
Bread Savings Money Market
Bread Savings
4.1
4.02%
APY
Min balance: $100
FDIC insured

4.02% APY; Comenity/Bread brand. April 2026.

Full review →Open account
13
NBKC Everything Money Market
NBKC Bank
4.2
4.06%
APY
Min balance: $0
FDIC insured

4.06% APY; no monthly fee. April 2026.

Full review →Open account
14
Barclays Tiered Money Market
Barclays
4.1
3.95%
APY
Min balance: $0
FDIC insured

3.95% APY; online only. April 2026.

Full review →Open account
15
American Express High-Yield MMA
American Express National Bank
4.2
3.90%
APY
Min balance: $0
FDIC insured

3.90% APY; Amex brand. April 2026.

Full review →Open account

Frequently asked questions

What is the best money market account in Winston-Salem, NC?

Top money market accounts available in Winston-Salem, NC offer up to 4.22% APY. Money market accounts combine high yields with check-writing and debit card access — more flexible than CDs.

What is the difference between a money market account and a savings account in Winston-Salem, NC?

Both money market and high-yield savings accounts offer competitive APYs and are FDIC-insured. Money market accounts often include check-writing privileges and debit cards, while high-yield savings accounts may offer slightly higher rates. Both are available to Winston-Salem, NC residents through online banks nationwide.

All money market accountsSavings accounts in Winston-Salem, NCCD rates in Winston-Salem, NCMoney market in North Carolina

FDIC insured up to $250K · Rates as of Q1 2026